riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Tallapoosa County Disaster Risk

Tallapoosa County, Alabama

FEMA Risk Rating

Relatively Low

National Percentile

67th

of 3,144 counties

State Rank

#34

of 67 (1 = highest risk)

Flood Risk

78th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 78% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 75% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 73% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 69% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 74% of US counties

Risk Overview

About Natural Disaster Risk in Tallapoosa County, Alabama

Tallapoosa County Moderate Risk Above Average

Tallapoosa County scores 67.46, earning a relatively low risk rating but sitting about 6 points above Alabama's state average of 61.54. This gap reflects above-average exposure to flooding and tornado events, balanced by lower wildfire risk.

Mid-Range Risk Among Eight Counties

Tallapoosa County ranks in the middle tier of this analysis, safer than Talladega (84.67), Shelby (90.27), and Tuscaloosa (90.81) but less protected than Russell (54.74) and Sumter (53.02). Its score reflects east-central Alabama's moderate hazard exposure.

Similar Risk to Nearby St. Clair County

Tallapoosa County's 67.46 score falls just below nearby St. Clair (72.14) and substantially above Russell (54.74), positioning it as a moderately exposed community in the region. Talladega (84.67) poses notably greater combined risk.

Floods and Tornadoes Lead Threats

Flood risk scores 77.86 and tornado risk scores 72.84, making these the primary natural disaster concerns for Tallapoosa residents. Hurricane risk (74.22) and wildfire risk (75.06) add secondary but still significant exposure.

Prepare for Water and Wind Damage

With flood risk at 77.86 and tornado risk at 72.84, Tallapoosa residents should secure both homeowners and separate flood insurance before disaster strikes. Maintain an emergency kit and safe room plan—two essential preparations that cost little but save lives.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Tallapoosa County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    78th percentile
  2. #2
    WildfirePrepare
    75th percentile
  3. #3
    HurricanePrepare
    74th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Tallapoosa County

Risk Verdict

Natural hazard pressure in Tallapoosa County is below the national midpoint, with a composite score at the 67th percentile. Proactive emergency planning and awareness of the specific hazards driving Tallapoosa County's score can meaningfully reduce household risk.

Hazard Breakdown

Flood risk is Tallapoosa County's dominant natural hazard, ranked at the 78th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 75th percentile nationally. Additional tracked hazards include hurricane (74th percentile), tornado (73th percentile), earthquake (69th percentile).

Preparedness Context

Flood risk is Tallapoosa County's top hazard at the 78th percentile nationally. Households in or near designated flood zones face elevated financial exposure; flood insurance typically requires a 30-day waiting period before it takes effect, so applying before the season is advisable. The county's second-ranked hazard, wildfire at the 75th percentile nationally, means Tallapoosa County residents face compounding risks from multiple natural hazard types during peak seasons. Households across Tallapoosa County should identify the nearest community shelter and keep a basic emergency kit — water, non-perishable food, medications, flashlight, and battery radio — in a location easy to grab quickly.

Regional Context

Tallapoosa County is 5.9 composite risk points above the Alabama average, indicating that residents face greater natural hazard exposure than most of their in-state neighbors.

Is your household prepared for Tallapoosa County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Tallapoosa County, AL?
Tallapoosa County has a FEMA National Risk Index rating of Relatively Low, placing it in the 67th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Tallapoosa County?
Tallapoosa County is evaluated for five major natural hazard types: flooding (78th percentile), wildfire (75th percentile), hurricane (74th percentile), tornado (73th percentile), earthquake (69th percentile). The highest-risk hazard is flooding at the 78th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Tallapoosa County risk compare to the Alabama average?
Tallapoosa County's composite risk percentile is 67th, compared to the Alabama state average of 62th percentile. The state's overall risk rating is Relatively Low. This means Tallapoosa County faces higher natural disaster risk than the typical county in Alabama.
Is Tallapoosa County at risk for flooding?
Yes, Tallapoosa County's flooding risk is at the 78th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Tallapoosa County higher risk than average?
Tallapoosa County's composite risk score of 67th percentile is above the Alabama state average of 62th percentile. This elevated risk is driven by flooding exposure (78th percentile), along with wildfire and hurricane and tornado and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.