Coosa County Disaster Risk
Coosa County, Alabama
FEMA Risk Rating
Very Low
National Percentile
15th
of 3,144 counties
State Rank
#67
of 67 (1 = highest risk)
Flood Risk
34th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 34% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 64% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 37% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 38% of US counties
Hurricane
Tropical cyclone and hurricane risk
Relatively Low
Higher than 55% of US counties
Risk Overview
About Natural Disaster Risk in Coosa County, Alabama
Coosa Is Among America's Safest Counties
Coosa County scores just 14.57 on composite risk, the lowest among these eight counties and far below the national average. This exceptional safety profile means residents face significantly less multi-hazard exposure than most Americans.
Alabama's Lowest-Risk County in This Group
Coosa's 14.57 score ranks dramatically below Alabama's 61.54 state average, making it one of the safest counties in the state. The exceptional gap reflects minimal earthquake, tornado, and hurricane exposure compared to peers statewide.
Dramatically Safer Than Surrounding Counties
Coosa (14.57) offers substantially lower risk than adjacent Cullman (81.93) and Crenshaw (34.38), creating a notable safety pocket in central Alabama. Even compared to modest-risk neighbors, Coosa's exposure is remarkably contained.
Wildfire and Flood Are Minor Concerns
Wildfire risk scores highest at 64.44, driven by forested areas and seasonal dry conditions, but remains moderate in absolute terms. Flood (34.26) and tornado (37.28) risks rank well below state averages, creating a genuinely low-hazard environment.
Standard Coverage Likely Sufficient Here
Coosa's exceptional safety profile means a standard homeowners policy adequately covers most residents, though wildfire insurance becomes valuable if you live near forested areas. Review flood coverage if you're in a mapped flood zone, but this remains among Alabama's lowest-risk counties overall.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Coosa County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Coosa County
Risk Verdict
Coosa County sits in the lower tier of U.S. counties for natural disaster exposure, ranked at the 15th percentile nationally. At the 15th percentile, Coosa County's risk profile is among the more manageable in the country — the hazard-specific breakdown above shows where any remaining preparedness focus is best directed.
Hazard Breakdown
Wildfire risk is Coosa County's dominant natural hazard, ranked at the 64th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 55th percentile nationally. Additional tracked hazards include earthquake (38th percentile), tornado (37th percentile), flood (34th percentile).
Preparedness Context
At the 64th percentile nationally for wildfire risk, Coosa County households benefit from creating defensible space — a buffer of reduced vegetation around structures — and reviewing whether homeowners insurance covers wildfire damage in this region. A secondary hurricane exposure at the 55th percentile nationally means Coosa County residents face hazards from two distinct natural peril categories during different seasons. Enrolling in the county's wireless emergency alert system and keeping a vehicle at least half-full during peak fire season are low-cost habits that dramatically reduce evacuation lag time for Coosa County residents.
Regional Context
Coosa County falls 47.0 points below Alabama's typical county risk level, making it one of the safer natural-hazard environments in the state.
Is your household prepared for Coosa County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Coosa County, AL?
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Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.