riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Etowah County Disaster Risk

Etowah County, Alabama

FEMA Risk Rating

Relatively Moderate

National Percentile

87th

of 3,144 counties

State Rank

#11

of 67 (1 = highest risk)

Flood Risk

88th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 88% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 73% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively High

Higher than 98% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 88% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 68% of US counties

Risk Overview

About Natural Disaster Risk in Etowah County, Alabama

Etowah Among America's Higher-Risk Counties

Etowah County scores 87.34 with a Relatively Moderate rating, placing it well above the national average and among the nation's more hazard-exposed regions. The county faces elevated risk across nearly all disaster types, with tornadoes reaching a state-leading 97.84.

Second-Highest Risk in Alabama

At 87.34, Etowah ranks among Alabama's riskiest counties, far exceeding the state average of 61.54 and second only to the most hazard-prone regions. The county's 97.84 tornado risk is the highest in Alabama, driven by its location in the state's tornado-prone northeast.

Far Riskier Than Regional Peers

Etowah's 87.34 composite score significantly exceeds neighboring DeKalb (80.38), Franklin (67.72), and most other north Alabama counties. Its 97.84 tornado risk stands out dramatically—nearly 15 points higher than DeKalb's already elevated 88.26 tornado score.

Tornadoes and Floods Lead Threats

Tornado risk at 97.84 is Etowah's overwhelming hazard, making the county one of America's most tornado-prone regions where spring and fall severe weather demands constant vigilance. Floods rank second at 87.50, reflecting the county's river systems and vulnerability to heavy rainfall during severe weather events.

Build Tornado Resilience Into Your Home

Etowah residents should invest in a reinforced safe room or basement shelter—this is the single most life-saving step in a high-tornado environment like Etowah County. Ensure comprehensive wind insurance coverage, maintain working weather alerts and a family communication plan, and participate in annual tornado drills to prepare for the county's persistent spring and fall threat.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Etowah County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    98th percentile
  2. #2
    EarthquakePrepare
    88th percentile
  3. #3
    FloodPrepare
    88th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Etowah County

Risk Verdict

Etowah County registers a moderately elevated natural disaster risk, ranking at the 87th percentile across all U.S. counties. High composite risk signals that multiple hazard types are elevated simultaneously; planning for more than one scenario is important in Etowah County.

Hazard Breakdown

Tornado risk is Etowah County's dominant natural hazard, ranked at the 98th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 88th percentile nationally. Additional tracked hazards include flood (88th percentile), wildfire (73th percentile), hurricane (68th percentile).

Preparedness Context

Etowah County's primary hazard, tornado, ranks at the 98th percentile nationally. In Etowah County, mobile homes and manufactured housing face significantly higher tornado risk than site-built structures; residents in these homes should identify the nearest permanent community shelter in advance. Earthquake is the second hazard driver for Etowah County at the 88th percentile nationally, meaning households should maintain awareness of both severe-weather and earthquake-specific warning systems. The highest-risk window for tornado fatalities is overnight, when Etowah County residents may be asleep. A NOAA weather radio with overnight alert capability is the single most impactful low-cost preparedness step available to Etowah County households.

Regional Context

Etowah County falls 25.8 points above Alabama's typical county risk level, which means the hazard environment here is notably more demanding than the state baseline.

Is your household prepared for Etowah County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Etowah County, AL?
Etowah County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 87th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Etowah County?
Etowah County is evaluated for five major natural hazard types: tornado (98th percentile), earthquake (88th percentile), flooding (88th percentile), wildfire (73th percentile), hurricane (68th percentile). The highest-risk hazard is tornado at the 98th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Etowah County risk compare to the Alabama average?
Etowah County's composite risk percentile is 87th, compared to the Alabama state average of 62th percentile. The state's overall risk rating is Relatively Low. This means Etowah County faces higher natural disaster risk than the typical county in Alabama.
Is Etowah County at risk for tornado?
Yes, Etowah County's tornado risk is at the 98th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Etowah County is at the 88th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Etowah County higher risk than average?
Etowah County's composite risk score of 87th percentile is above the Alabama state average of 62th percentile. This elevated risk is driven by tornado exposure (98th percentile), along with earthquake and flooding and wildfire and hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.