Apache County Disaster Risk

Apache County, Arizona

FEMA Risk Rating

Relatively Low

National Percentile

79th

of 3,144 counties

State Rank

#13

of 15 (1 = highest risk)

Flood Risk

81th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 81% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively High

Higher than 98% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 4% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 68% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 12% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Apache County, AZ?
Apache County has a FEMA National Risk Index rating of Relatively Low, placing it in the 79th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Apache County?
Apache County is evaluated for five major natural hazard types: wildfire (98th percentile), flooding (81th percentile), earthquake (68th percentile), hurricane (12th percentile), tornado (4th percentile). The highest-risk hazard is wildfire at the 98th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Apache County risk compare to the Arizona average?
Apache County's composite risk percentile is 79th, compared to the Arizona state average of 85th percentile. The state's overall risk rating is Relatively Moderate. This means Apache County faces lower natural disaster risk than the typical county in Arizona.
Is Apache County at risk for wildfire?
Yes, Apache County's wildfire risk is at the 98th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Apache County is at the 81th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Apache County a safe place to live?
Apache County's composite risk score of 79th percentile is below the Arizona state average of 85th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 98th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.