riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Cross County Disaster Risk

Cross County, Arkansas

FEMA Risk Rating

Relatively Low

National Percentile

65th

of 3,144 counties

State Rank

#29

of 75 (1 = highest risk)

Flood Risk

39th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 39% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 13% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 61% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively High

Higher than 95% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 50% of US counties

Risk Overview

About Natural Disaster Risk in Cross County, Arkansas

Cross County below national average

Cross County's 64.92 composite risk score places it in the Relatively Low category, performing better than the national average. However, an earthquake risk of 94.69 stands as a notable local concern despite the county's overall moderate profile.

Near-average risk for Arkansas

Cross County's 64.92 score slightly exceeds Arkansas's state average of 55.51, positioning it in the middle tier of state risk rankings. The county's earthquake exposure is the primary driver of above-average composite risk.

Less risky than Crittenden County

Cross County's 64.92 score is substantially lower than neighboring Crittenden County's 82.95, though both face similar high earthquake risks (94.69 vs. 96.41). Cross County benefits from lower tornado and flood threats, making it measurably safer overall.

Earthquakes and tornadoes loom large

Earthquake risk at 94.69 represents Cross County's primary hazard, reflecting proximity to the New Madrid Seismic Zone, while tornado risk at 61.48 poses a secondary seasonal threat. Flood risk remains moderate at 39.34 compared to many Arkansas counties.

Prioritize earthquake and wind coverage

Cross County residents should purchase earthquake insurance immediately, as it is not included in standard policies and seismic risk here is very high. Add comprehensive wind and hail coverage to your homeowners policy to address tornado exposure.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Cross County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    95th percentile
  2. #2
    TornadoPrepare
    61th percentile
  3. #3
    HurricanePrepare
    50th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Cross County

Risk Verdict

Cross County's FEMA risk score places it at the 65th percentile nationally, indicating lower-than-typical exposure for a U.S. county. A moderate composite score often means one or two hazard categories are doing the heavy lifting — knowing which ones matters for preparation.

Hazard Breakdown

Earthquake risk is Cross County's dominant natural hazard, ranked at the 95th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 61th percentile nationally. Additional tracked hazards include hurricane (50th percentile), flood (39th percentile), wildfire (13th percentile).

Preparedness Context

With earthquake ranked as the top hazard at the 95th percentile nationally, Cross County residents benefit from reviewing homeowners insurance: standard policies rarely cover earthquake damage, and separate earthquake insurance must be purchased before an event. Alongside earthquake exposure, Cross County's tornado risk at the 61th percentile nationally reinforces the value of maintaining a household emergency supply cache usable for multiple hazard scenarios. Earthquake insurance in Cross County is typically offered as a separate policy — standard homeowners coverage excludes ground movement. Reviewing this gap and comparing policy options before an event is a financial preparedness step with potentially large consequences.

Regional Context

The Arkansas county average is 9.4 composite points below Cross County's score, a gap that reflects the county's elevated position in the state's hazard distribution.

Is your household prepared for Cross County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Cross County, AR?
Cross County has a FEMA National Risk Index rating of Relatively Low, placing it in the 65th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Cross County?
Cross County is evaluated for five major natural hazard types: earthquake (95th percentile), tornado (61th percentile), hurricane (50th percentile), flooding (39th percentile), wildfire (13th percentile). The highest-risk hazard is earthquake at the 95th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Cross County risk compare to the Arkansas average?
Cross County's composite risk percentile is 65th, compared to the Arkansas state average of 56th percentile. The state's overall risk rating is Relatively Low. This means Cross County faces higher natural disaster risk than the typical county in Arkansas.
Is Cross County at risk for earthquake?
Yes, Cross County's earthquake risk is at the 95th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Cross County is at the 39th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Cross County higher risk than average?
Cross County's composite risk score of 65th percentile is above the Arkansas state average of 56th percentile. This elevated risk is driven by earthquake exposure (95th percentile), along with tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.