riskbycounty
FEMA National Risk Index

Madera County Disaster Risk

Madera County, California

FEMA Risk Rating

Relatively High

National Percentile

96th

of 3,144 counties

State Rank

#26

of 58 (1 = highest risk)

Flood Risk

94th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 94% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively High

Higher than 99% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 19% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively High

Higher than 97% of US counties

Risk Advisory: Madera County

Risk Verdict

Madera County carries a relatively high overall disaster risk profile, scoring in the 96th percentile nationally. This places it among the most at-risk counties in the United States. Residents should prioritize comprehensive emergency preparedness, including reviewing insurance coverage and having an evacuation plan.

Hazard Breakdown

Wildfire risk is the dominant hazard for Madera County, scoring in the 99th percentile nationally. It is followed by earthquake risk at the 97th percentile. Additional hazards include flood (94th), tornado (19th).

Preparedness Context

With wildfire risk as the top concern, Madera County residents should create defensible space around your property, sign up for local emergency alerts, and prepare a go-bag with essential documents and medications. Secondary risks such as earthquake also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Madera County is significantly riskier than the average county in California. Its composite risk score is 7.7 points higher than the state average, meaning residents face above-average exposure to natural hazards compared to their neighbors.

Is your home insured against Madera County's risks?

Compare home and flood insurance quotes in minutes.

Get Quotes →

Sponsored

High flood risk area

Learn about NFIP flood insurance coverage for your property.

Learn More →

Frequently Asked Questions

What is the natural disaster risk in Madera County, CA?
Madera County has a FEMA National Risk Index rating of Relatively High, placing it in the 96th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Madera County?
Madera County is evaluated for five major natural hazard types: wildfire (99th percentile), earthquake (97th percentile), flooding (94th percentile), tornado (19th percentile). The highest-risk hazard is wildfire at the 99th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Madera County risk compare to the California average?
Madera County's composite risk percentile is 96th, compared to the California state average of 89th percentile. The state's overall risk rating is Relatively Moderate. This means Madera County faces higher natural disaster risk than the typical county in California.
Is Madera County at risk for wildfire?
Yes, Madera County's wildfire risk is at the 99th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Madera County is at the 94th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Madera County higher risk than average?
Madera County's composite risk score of 96th percentile is above the California state average of 89th percentile. This elevated risk is driven by wildfire exposure (99th percentile), along with earthquake and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Counties with Similar Risk

Imperial County

California

+0.0

Relatively High

96th percentile

Marin County

California

-0.1

Relatively High

96th percentile

Humboldt County

California

+0.3

Relatively High

97th percentile

By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

Explore more data for Madera County

Property TaxCost of LivingCrime RateIncomeHealthSchoolsWater QualityWeatherCounty Score