San Luis Obispo County Disaster Risk

San Luis Obispo County has a FEMA National Risk Index rating of Relatively High, placing it in the 96th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.

San Luis Obispo County is evaluated for five major natural hazard types: wildfire (98th percentile), earthquake (98th percentile), flooding (97th percentile), tornado (6th percentile). The highest-risk hazard is wildfire at the 98th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.

San Luis Obispo County's composite risk percentile is 96th, compared to the California state average of 89th percentile. The state's overall risk rating is Relatively Moderate. This means San Luis Obispo County faces higher natural disaster risk than the typical county in California.

Yes, San Luis Obispo County's wildfire risk is at the 98th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, San Luis Obispo County is at the 97th percentile.

FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.

San Luis Obispo County's composite risk score of 96th percentile is above the California state average of 89th percentile. This elevated risk is driven by wildfire exposure (98th percentile), along with earthquake and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.