riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Tulare County Disaster Risk

Tulare County, California

FEMA Risk Rating

Relatively High

National Percentile

97th

of 3,144 counties

State Rank

#20

of 58 (1 = highest risk)

Flood Risk

98th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively High

Higher than 98% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively High

Higher than 98% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 30% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively High

Higher than 98% of US counties

Risk Overview

About Natural Disaster Risk in Tulare County, California

Tulare ranks among highest national risks

Tulare County's composite risk score of 97.04 places it firmly in the Relatively High category nationally. This score reflects exposure to four major hazard types at dangerous levels.

Top tier of California's riskiest counties

Tulare's 97.04 score ranks it among California's five highest-risk counties, nearly 10 points above the state average of 88.72. The county's agricultural and mountain terrain concentrate multiple hazards.

Nearly tied with Stanislaus for regional worst

Tulare (97.04) nearly matches Stanislaus County (96.88) as the Central Valley's most at-risk county. Both counties face severe earthquake, flood, and wildfire exposure simultaneously.

Earthquakes, floods, wildfires all peak

Tulare faces near-maximum risk across earthquake (97.87), flood (98.12), and wildfire (97.96) hazards. Tornado risk at 30.34 also exceeds most California counties, creating a uniquely dangerous four-hazard profile.

Quadruple coverage protects your property

Standard homeowners insurance is insufficient; you need separate earthquake, flood, and wildfire policies immediately. Given Tulare's rare tornado exposure, confirm your agent discusses wind coverage and structural reinforcement.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Tulare County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    98th percentile
  2. #2
    WildfirePrepare
    98th percentile
  3. #3
    EarthquakePrepare
    98th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Tulare County

Risk Verdict

FEMA's National Risk Index places Tulare County at the 97th percentile nationally — in the high-risk bracket for U.S. counties. Residents should prioritize a formal household emergency plan, including evacuation routes, insurance review, and a well-stocked emergency kit.

Hazard Breakdown

Flood risk is Tulare County's dominant natural hazard, ranked at the 98th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 98th percentile nationally. Additional tracked hazards include earthquake (98th percentile), tornado (30th percentile).

Preparedness Context

Flood risk is Tulare County's top hazard at the 98th percentile nationally. Households in or near designated flood zones face elevated financial exposure; flood insurance typically requires a 30-day waiting period before it takes effect, so applying before the season is advisable. Secondary wildfire exposure at the 98th percentile adds a second preparedness layer; households should review coverage options and alert sign-up for both hazard types. Households across Tulare County should identify the nearest community shelter and keep a basic emergency kit — water, non-perishable food, medications, flashlight, and battery radio — in a location easy to grab quickly.

Regional Context

Tulare County is 8.3 composite risk points above the California average, indicating that residents face greater natural hazard exposure than most of their in-state neighbors.

Is your household prepared for Tulare County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Tulare County, CA?
Tulare County has a FEMA National Risk Index rating of Relatively High, placing it in the 97th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Tulare County?
Tulare County is evaluated for five major natural hazard types: flooding (98th percentile), wildfire (98th percentile), earthquake (98th percentile), tornado (30th percentile). The highest-risk hazard is flooding at the 98th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Tulare County risk compare to the California average?
Tulare County's composite risk percentile is 97th, compared to the California state average of 89th percentile. The state's overall risk rating is Relatively Moderate. This means Tulare County faces higher natural disaster risk than the typical county in California.
Is Tulare County at risk for flooding?
Yes, Tulare County's flooding risk is at the 98th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Tulare County higher risk than average?
Tulare County's composite risk score of 97th percentile is above the California state average of 89th percentile. This elevated risk is driven by flooding exposure (98th percentile), along with wildfire and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.