riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Teller County Disaster Risk

Teller County, Colorado

FEMA Risk Rating

Very Low

National Percentile

39th

of 3,144 counties

State Rank

#31

of 64 (1 = highest risk)

Flood Risk

16th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 16% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively High

Higher than 97% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 28% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 23% of US counties

Risk Overview

About Natural Disaster Risk in Teller County, Colorado

Teller's wildfire risk pushes it above average

Teller County scores 38.84, earning a Very Low overall rating but sitting just below the national average. The county's elevated wildfire exposure distinguishes it from lower-risk peers.

Mid-tier risk among Colorado counties

Teller's 38.84 score falls just below the Colorado state average of 40.67, placing it in the middle of the state's risk distribution. It faces moderate hazard exposure compared to its statewide peers.

Riskier than most nearby counties

Teller ranks higher than San Juan (10.69), San Miguel (19.12), and Sedgwick (6.52), but lower than Summit County (60.21). Its wildfire profile sets it apart in the central mountain region.

Wildfire is the dominant concern

Wildfire risk (97.04) is exceptionally high in Teller County, among the state's most vulnerable areas. Tornado (27.96) and earthquake (23.35) risks are moderate; flooding remains low at 15.94.

Wildfire insurance is non-negotiable

Teller County's wildfire risk of 97.04 makes comprehensive fire coverage essential—verify your homeowner's policy includes wildfire damage or purchase a dedicated rider immediately. Creating defensible space around your home and developing an evacuation plan are equally important steps.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Teller County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    97th percentile
  2. #2
    TornadoPrepare
    28th percentile
  3. #3
    EarthquakePrepare
    23th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Teller County

Risk Verdict

Natural disaster exposure in Teller County is lower than roughly three-quarters of U.S. counties, with a composite score at the 39th percentile. Teller County's 39th percentile ranking is favorable, though every county carries at least one natural hazard worth knowing — reviewing the specific risks listed above helps households focus their preparedness where it matters most.

Hazard Breakdown

Wildfire risk is Teller County's dominant natural hazard, ranked at the 97th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 28th percentile nationally. Additional tracked hazards include earthquake (23th percentile), flood (16th percentile).

Preparedness Context

At the 97th percentile nationally for wildfire, Teller County residents should verify whether their insurance policy includes replacement cost coverage for structures and whether the insurer still writes new policies in this fire-risk zone. The county's tornado exposure at the 28th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. Local USFS or Cal Fire (where applicable) fire risk maps and seasonal Red Flag Warning alerts from the National Weather Service are two free resources Teller County residents can use to stay ahead of rapidly changing wildfire conditions.

Regional Context

Teller County's composite risk score is within 1.8 points of the Colorado county average — a close alignment that reflects a broadly representative hazard environment for this part of the state.

Is your household prepared for Teller County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Teller County, CO?
Teller County has a FEMA National Risk Index rating of Very Low, placing it in the 39th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Teller County?
Teller County is evaluated for five major natural hazard types: wildfire (97th percentile), tornado (28th percentile), earthquake (23th percentile), flooding (16th percentile). The highest-risk hazard is wildfire at the 97th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Teller County risk compare to the Colorado average?
Teller County's composite risk percentile is 39th, compared to the Colorado state average of 41th percentile. The state's overall risk rating is Very Low. This means Teller County faces lower natural disaster risk than the typical county in Colorado.
Is Teller County at risk for wildfire?
Yes, Teller County's wildfire risk is at the 97th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Teller County is at the 16th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Teller County a safe place to live?
Teller County's composite risk score of 39th percentile is below the Colorado state average of 41th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 97th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.