Bradford County Disaster Risk
Bradford County, Florida
FEMA Risk Rating
Very Low
National Percentile
37th
of 3,144 counties
State Rank
#61
of 67 (1 = highest risk)
Flood Risk
31th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 31% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 81% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 41% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 37% of US counties
Hurricane
Tropical cyclone and hurricane risk
Moderate
Higher than 88% of US counties
Risk Overview
About Natural Disaster Risk in Bradford County, Florida
Bradford County offers exceptional safety
Bradford County's composite risk score of 36.86 places it well below the U.S. average, earning a "Very Low" rating. This inland, northern location largely insulates the county from Florida's most severe coastal and tropical hazards.
Among Florida's safest counties
Bradford's score of 36.86 is less than half Florida's 75.74 state average, ranking it among the state's lowest-risk counties. Only a handful of inland counties offer comparable safety to Bradford residents.
Safer than most surrounding counties
Bradford County (36.86) significantly outperforms neighboring Alachua (90.33) and Calhoun (44.94) counties. Its inland position provides protection that coastal neighbors cannot match, though it remains slightly riskier than Baker County (13.26).
Wildfire and hurricane remain minor concerns
Wildfire risk scores highest at 80.79, reflecting Florida's seasonal fire season, while hurricane risk (87.57) persists despite the county's distance from the coast. Both hazards remain modest threats compared to tornado risk (41.35) and other weather events.
Standard coverage addresses Bradford risks
Bradford County residents benefit from low overall risk; standard homeowners insurance typically provides adequate protection. Adding wildfire coverage is prudent if your property borders forested areas, though flood insurance is usually unnecessary.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Bradford County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Bradford County
Risk Verdict
At the 37th percentile nationally, Bradford County experiences relatively limited natural hazard pressure compared to most of the country. Being ranked at the 37th percentile nationally is an advantage for Bradford County — it means fewer statistically likely events, though basic readiness ensures households are covered when exceptions occur.
Hazard Breakdown
Hurricane risk is Bradford County's dominant natural hazard, ranked at the 88th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 81th percentile nationally. Additional tracked hazards include tornado (41th percentile), earthquake (37th percentile), flood (31th percentile).
Preparedness Context
Bradford County ranks at the 88th percentile nationally for hurricane risk. For coastal counties, wind-resistant shutters or impact-rated windows represent the highest single structural investment for reducing property damage. Bradford County's wildfire exposure at the 81th percentile nationally adds a hazard layer that can persist or intensify after hurricane-force winds have passed, particularly in low-lying inland areas. For extended post-storm outages common in Bradford County's hurricane zone, a portable generator (operated outdoors only) and a supply of non-perishable food for at least seven days provides meaningful household resilience.
Regional Context
A composite score 38.9 points below the Florida state average puts Bradford County in a better-than-typical position relative to neighboring counties.
Is your household prepared for Bradford County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Bradford County, FL?
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How does Bradford County risk compare to the Florida average?
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Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.