riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Dixie County Disaster Risk

Dixie County, Florida

FEMA Risk Rating

Very Low

National Percentile

35th

of 3,144 counties

State Rank

#62

of 67 (1 = highest risk)

Flood Risk

74th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 74% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 73% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 26% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 24% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 87% of US counties

Risk Overview

About Natural Disaster Risk in Dixie County, Florida

Dixie among America's safest counties

Dixie County's composite risk score of 35.50 earns a "Very Low" rating and places it well below the typical U.S. county's natural disaster exposure. This exceptionally low profile reflects its remote Big Bend location and distance from major storm tracks, though hurricane and flood risks persist at modest regional levels.

Florida's lowest-risk county

At 35.50, Dixie County ranks far below Florida's state average of 75.74 and represents the safest major jurisdiction in the state. The Big Bend's isolated geography naturally buffers the county from the concentrated hurricane and coastal hazard exposure that defines most of Florida.

Far safer than surrounding counties

Dixie County (35.50) sits dramatically below Columbia County (69.72), Citrus County (94.69), and all other surrounding jurisdictions. Its remote position and distance from population centers and major transportation corridors create natural shelter from the disaster risks that concentrate in developed Florida regions.

Hurricane and flood are residual risks

Despite very low overall risk, hurricane still scores 87.11—reflecting Florida's tropical exposure even in remote areas—while flood risk reaches 73.60 in vulnerable low areas. Wildfire risk (72.93) affects the county's forests during dry seasons, though the combination remains modest compared to state and national peers.

Basic insurance provides ample protection

Standard homeowners insurance is typically sufficient for Dixie County residents, with wind and hail coverage addressing the primary seasonal threats. Those in documented flood zones or near waterways should confirm coverage, while defensible space management provides cost-effective wildfire protection in this low-risk environment.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Dixie County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    87th percentile
  2. #2
    FloodPrepare
    74th percentile
  3. #3
    WildfirePrepare
    73th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Dixie County

Risk Verdict

Dixie County's overall natural disaster score at the 35th percentile puts it well below the national median for hazard exposure. At the 35th percentile nationally, Dixie County's natural hazard profile is comparatively favorable — community resilience is reinforced when individual households maintain a reviewed emergency plan.

Hazard Breakdown

Hurricane risk is Dixie County's dominant natural hazard, ranked at the 87th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 74th percentile nationally. Additional tracked hazards include wildfire (73th percentile), tornado (26th percentile), earthquake (24th percentile).

Preparedness Context

Hurricane exposure at the 87th percentile nationally makes Dixie County a county where pre-season preparedness — not storm-day preparation — determines outcomes. Dixie County evacuation decisions under a watch or warning benefit from prior planning, not routes improvised under time pressure. Flood at the 74th percentile nationally is Dixie County's secondary hazard, often intensified by the same weather systems that produce hurricane conditions. Dixie County residents benefit from registering with the county's special-needs evacuation registry if household members have mobility limitations, require electricity-dependent medical equipment, or cannot self-evacuate — registration in advance of storm season is required.

Regional Context

Dixie County's composite risk score sits 40.2 points below the Florida county average, reflecting a more favorable hazard environment than the state typical.

Is your household prepared for Dixie County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Dixie County, FL?
Dixie County has a FEMA National Risk Index rating of Very Low, placing it in the 35th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Dixie County?
Dixie County is evaluated for five major natural hazard types: hurricane (87th percentile), flooding (74th percentile), wildfire (73th percentile), tornado (26th percentile), earthquake (24th percentile). The highest-risk hazard is hurricane at the 87th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Dixie County risk compare to the Florida average?
Dixie County's composite risk percentile is 35th, compared to the Florida state average of 76th percentile. The state's overall risk rating is Relatively Low. This means Dixie County faces lower natural disaster risk than the typical county in Florida.
Is Dixie County at risk for hurricane?
Yes, Dixie County's hurricane risk is at the 87th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Dixie County is at the 74th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Dixie County a safe place to live?
Dixie County's composite risk score of 35th percentile is below the Florida state average of 76th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is hurricane at the 87th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.