riskbycounty
FEMA National Risk Index

Lee County Disaster Risk

Lee County, Florida

FEMA Risk Rating

Relatively High

National Percentile

99th

of 3,144 counties

State Rank

#4

of 67 (1 = highest risk)

Flood Risk

97th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively High

Higher than 97% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively High

Higher than 97% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 88% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 34% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very High

Higher than 100% of US counties

Risk Advisory: Lee County

Risk Verdict

Lee County carries a relatively high overall disaster risk profile, scoring in the 99th percentile nationally. This places it among the most at-risk counties in the United States. Residents should prioritize comprehensive emergency preparedness, including reviewing insurance coverage and having an evacuation plan.

Hazard Breakdown

Hurricane risk is the dominant hazard for Lee County, scoring in the 100th percentile nationally. It is followed by flood risk at the 97th percentile. Additional hazards include wildfire (97th), tornado (88th), earthquake (34th).

Preparedness Context

With hurricane risk as the top concern, Lee County residents should know your evacuation route, stockpile supplies for at least 72 hours, and review your homeowners and flood insurance policies annually. Secondary risks such as flood also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Lee County is significantly riskier than the average county in Florida. Its composite risk score is 23.3 points higher than the state average, meaning residents face above-average exposure to natural hazards compared to their neighbors.

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Frequently Asked Questions

What is the natural disaster risk in Lee County, FL?
Lee County has a FEMA National Risk Index rating of Relatively High, placing it in the 99th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Lee County?
Lee County is evaluated for five major natural hazard types: hurricane (100th percentile), flooding (97th percentile), wildfire (97th percentile), tornado (88th percentile), earthquake (34th percentile). The highest-risk hazard is hurricane at the 100th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Lee County risk compare to the Florida average?
Lee County's composite risk percentile is 99th, compared to the Florida state average of 76th percentile. The state's overall risk rating is Relatively Low. This means Lee County faces higher natural disaster risk than the typical county in Florida.
Is Lee County at risk for hurricane?
Yes, Lee County's hurricane risk is at the 100th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Lee County is at the 97th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Lee County higher risk than average?
Lee County's composite risk score of 99th percentile is above the Florida state average of 76th percentile. This elevated risk is driven by hurricane exposure (100th percentile), along with flooding and wildfire and tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Counties with Similar Risk

Collier County

Florida

-0.1

Relatively High

99th percentile

Palm Beach County

Florida

+0.2

Relatively High

99th percentile

Hillsborough County

Florida

-0.2

Relatively High

99th percentile

By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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