riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Nassau County Disaster Risk

Nassau County, Florida

FEMA Risk Rating

Relatively Low

National Percentile

59th

of 3,144 counties

State Rank

#52

of 67 (1 = highest risk)

Flood Risk

76th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 76% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 87% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 54% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 63% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 88% of US counties

Risk Overview

About Natural Disaster Risk in Nassau County, Florida

Nassau has Florida's lowest risk

Nassau County scores 59.32 on composite disaster risk, earning a relatively low rating and placing it below the national average. This makes Nassau one of Florida's safest counties and substantially safer than most American counties. The low score reflects moderate exposure across most hazard types, with no single extreme threat.

Ranks lowest among Florida counties

Nassau's 59.32 composite score is the lowest in Florida, sitting 16.4 points below the state average of 75.74. The county's relative safety makes it a statistical outlier statewide—residents here face measurably lower disaster risk than nearly all other Floridians. Nassau's northern geography and smaller population both contribute to lower overall exposure.

Clearly safer than regional peers

Nassau County's 59.32 score is substantially lower than nearby Duval (80+) and Baker counties, reflecting its northern location away from major coastal and urban development. While still subject to Florida hurricanes and wildfires, Nassau's exposure is more moderate than the state norm. The county represents a genuinely lower-risk option within the state's northern region.

Wildfire and hurricane are main concerns

Nassau County's highest risks are wildfire at 86.51 and hurricane at 88.36, both substantial but below statewide averages in those categories. Flood risk of 75.80 and tornado risk of 53.63 remain moderate. While no hazard is extreme in Nassau, wildfire and hurricane preparedness should still be priorities given Florida's exposure.

Standard coverage suffices for most

Nassau County residents should maintain standard homeowners insurance with windstorm coverage, and verify flood insurance needs based on specific property location. The county's below-average risk makes specialized hazard insurance less critical than in coastal counties, but rural properties should assess wildfire exposure. Regular maintenance and a storm preparedness plan remain essential.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Nassau County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    88th percentile
  2. #2
    WildfirePrepare
    87th percentile
  3. #3
    FloodPrepare
    76th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Nassau County

Risk Verdict

Nassau County has a below-average natural disaster risk profile, scoring at the 59th percentile nationally under FEMA's National Risk Index. Households in Nassau County benefit from knowing which individual hazard types — flood, wildfire, tornado, or hurricane — are the primary contributors.

Hazard Breakdown

Hurricane risk is Nassau County's dominant natural hazard, ranked at the 88th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 87th percentile nationally. Additional tracked hazards include flood (76th percentile), earthquake (63th percentile), tornado (54th percentile).

Preparedness Context

Hurricane risk is Nassau County's top-ranked natural hazard at the 88th percentile nationally. The most time-sensitive preparedness step is knowing the county's evacuation zone for your address — zone maps are published by the county emergency management office. Wildfire at the 87th percentile nationally is Nassau County's secondary hazard, often intensified by the same weather systems that produce hurricane conditions. Nassau County's county emergency management office publishes official evacuation zone maps with zone-specific shelter locations; downloading this map and identifying your zone assignment is the single highest-value pre-season step.

Regional Context

The Florida county average exceeds Nassau County's score by 16.4 composite points — placing this county in the lower-risk tier relative to its in-state peers.

Is your household prepared for Nassau County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Nassau County, FL?
Nassau County has a FEMA National Risk Index rating of Relatively Low, placing it in the 59th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Nassau County?
Nassau County is evaluated for five major natural hazard types: hurricane (88th percentile), wildfire (87th percentile), flooding (76th percentile), earthquake (63th percentile), tornado (54th percentile). The highest-risk hazard is hurricane at the 88th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Nassau County risk compare to the Florida average?
Nassau County's composite risk percentile is 59th, compared to the Florida state average of 76th percentile. The state's overall risk rating is Relatively Low. This means Nassau County faces lower natural disaster risk than the typical county in Florida.
Is Nassau County at risk for hurricane?
Yes, Nassau County's hurricane risk is at the 88th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Nassau County is at the 76th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Nassau County a safe place to live?
Nassau County's composite risk score of 59th percentile is below the Florida state average of 76th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is hurricane at the 88th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.