Baker County Disaster Risk
Baker County, Georgia
FEMA Risk Rating
Very Low
National Percentile
10th
of 3,144 counties
State Rank
#132
of 159 (1 = highest risk)
Flood Risk
13th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 13% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Very Low
Higher than 31% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 27% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 17% of US counties
Hurricane
Tropical cyclone and hurricane risk
Relatively Low
Higher than 76% of US counties
Risk Overview
About Natural Disaster Risk in Baker County, Georgia
Baker enjoys rare natural disaster safety
Baker County scores just 9.76 on the composite risk scale, placing it in the very low category and far below Georgia's state average of 39.49. This community faces substantially less exposure to major natural hazards than the typical American county.
Baker ranks among Georgia's most resilient counties
Baker's 9.76 score positions it in the bottom quartile of risk across Georgia's 159 counties. Few Georgia communities enjoy greater natural disaster resilience than Baker, reflecting its favorable geographic and climatic position.
Safest county in the surrounding region
Baker's 9.76 score beats nearby Atkinson (7.32) marginally and substantially outperforms Bacon (20.58) and Appling (50.22). The county benefits from geographic isolation from major hurricane corridors and relatively moderate exposure to other hazards.
Hurricane remains the primary exposure point
Baker's lone significant hazard is hurricane risk at 76.35, far exceeding all other threat categories in the county. Wildfire (30.60), tornado (26.72), and earthquake (17.21) risks all remain minimal, creating a narrow risk profile.
Focus coverage on hurricane winds and storms
Baker's exceptional safety means standard homeowners insurance typically provides adequate baseline protection; prioritize confirming strong hurricane and wind coverage given the 76.35 hurricane score. Flood insurance remains optional at your discretion, given the county's 13.07 flood risk.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Baker County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Baker County
Risk Verdict
Baker County sits in the lower tier of U.S. counties for natural disaster exposure, ranked at the 10th percentile nationally. Being ranked at the 10th percentile nationally is an advantage for Baker County — it means fewer statistically likely events, though basic readiness ensures households are covered when exceptions occur.
Hazard Breakdown
Hurricane risk is Baker County's dominant natural hazard, ranked at the 76th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 31th percentile nationally. Additional tracked hazards include tornado (27th percentile), earthquake (17th percentile), flood (13th percentile).
Preparedness Context
At the 76th percentile nationally for hurricane exposure, Baker County households benefit from reviewing both homeowners and flood insurance coverage before storm season begins — standard policies often exclude storm surge, which is the leading cause of hurricane fatalities. Wildfire at the 31th percentile nationally is Baker County's secondary hazard, often intensified by the same weather systems that produce hurricane conditions. Hurricane-force winds cause direct property damage, but storm surge causes the majority of hurricane-related deaths. Baker County households near tidal water or low-elevation areas should verify whether they are in a storm surge risk zone.
Regional Context
Baker County falls 29.7 points below Georgia's typical county risk level, making it one of the safer natural-hazard environments in the state.
Is your household prepared for Baker County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Baker County, GA?
What types of natural hazards affect Baker County?
How does Baker County risk compare to the Georgia average?
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How is natural disaster risk measured?
Is Baker County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.