riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Fulton County Disaster Risk

Fulton County, Georgia

FEMA Risk Rating

Relatively High

National Percentile

96th

of 3,144 counties

State Rank

#2

of 159 (1 = highest risk)

Flood Risk

98th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively High

Higher than 98% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 53% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively High

Higher than 97% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively High

Higher than 96% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 75% of US counties

Risk Overview

About Natural Disaster Risk in Fulton County, Georgia

Fulton County faces the highest risks

Fulton County's composite risk score of 95.80 ranks among the nation's most hazard-exposed counties, earning a "Relatively High" risk rating. This substantial vulnerability across nearly all disaster types makes comprehensive preparedness and insurance coverage non-negotiable for residents.

Georgia's single most at-risk county

Fulton County's score of 95.80 dwarfs Georgia's state average of 39.49, making it the state's clear leader in composite disaster risk. More than double the state average, this extraordinary exposure reflects Fulton's size, infrastructure density, and geographic vulnerabilities.

Dramatically riskier than surrounding counties

Fulton County's 95.80 score towers above every nearby county, including Forsyth (86.13) and Fulton's other neighbors, indicating uniquely severe hazard convergence. This isolation at the top of Georgia's risk rankings demands special attention from residents and policymakers alike.

Floods, tornadoes, and earthquakes threaten

Flood risk reaches a critical 97.68 in Fulton County, while tornado risk peaks at 97.01 and earthquake risk scores 95.99, representing triple threats to safety. These three hazards collectively drive Fulton's status as Georgia's riskiest county.

Enhanced coverage is essential here

Fulton County residents must obtain flood insurance regardless of flood zone status, as claims data shows damages outside traditional flood zones. Simultaneously, ensure earthquake and tornado/windstorm riders supplement your homeowners policy, and consider foundation reinforcement or safe-room installation for maximum protection.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Fulton County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    98th percentile
  2. #2
    TornadoPrepare
    97th percentile
  3. #3
    EarthquakePrepare
    96th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Fulton County

Risk Verdict

FEMA's National Risk Index places Fulton County at the 96th percentile nationally — in the high-risk bracket for U.S. counties. Residents should prioritize a formal household emergency plan, including evacuation routes, insurance review, and a well-stocked emergency kit.

Hazard Breakdown

Flood risk is Fulton County's dominant natural hazard, ranked at the 98th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 97th percentile nationally. Additional tracked hazards include earthquake (96th percentile), hurricane (75th percentile), wildfire (53th percentile).

Preparedness Context

Flood risk is Fulton County's top hazard at the 98th percentile nationally. Households in or near designated flood zones face elevated financial exposure; flood insurance typically requires a 30-day waiting period before it takes effect, so applying before the season is advisable. Secondary tornado exposure at the 97th percentile adds a second preparedness layer; households should review coverage options and alert sign-up for both hazard types. Households across Fulton County should identify the nearest community shelter and keep a basic emergency kit — water, non-perishable food, medications, flashlight, and battery radio — in a location easy to grab quickly.

Regional Context

Fulton County is 56.3 composite risk points above the Georgia average, indicating that residents face greater natural hazard exposure than most of their in-state neighbors.

Is your household prepared for Fulton County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Fulton County, GA?
Fulton County has a FEMA National Risk Index rating of Relatively High, placing it in the 96th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Fulton County?
Fulton County is evaluated for five major natural hazard types: flooding (98th percentile), tornado (97th percentile), earthquake (96th percentile), hurricane (75th percentile), wildfire (53th percentile). The highest-risk hazard is flooding at the 98th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Fulton County risk compare to the Georgia average?
Fulton County's composite risk percentile is 96th, compared to the Georgia state average of 40th percentile. The state's overall risk rating is Very Low. This means Fulton County faces higher natural disaster risk than the typical county in Georgia.
Is Fulton County at risk for flooding?
Yes, Fulton County's flooding risk is at the 98th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Fulton County higher risk than average?
Fulton County's composite risk score of 96th percentile is above the Georgia state average of 40th percentile. This elevated risk is driven by flooding exposure (98th percentile), along with tornado and earthquake and hurricane and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.