riskbycounty
FEMA National Risk Index

Muscogee County Disaster Risk

Muscogee County, Georgia

FEMA Risk Rating

Relatively Moderate

National Percentile

82th

of 3,144 counties

State Rank

#15

of 159 (1 = highest risk)

Flood Risk

87th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 87% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 61% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 71% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 84% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 82% of US counties

Risk Advisory: Muscogee County

Risk Verdict

Muscogee County has a relatively moderate overall disaster risk profile, scoring in the 82th percentile nationally. While not in the highest tier, this county faces meaningful hazard exposure. Residents are encouraged to understand their specific risks and maintain emergency supplies.

Hazard Breakdown

Flood risk is the dominant hazard for Muscogee County, scoring in the 87th percentile nationally. It is followed by earthquake risk at the 84th percentile. Additional hazards include hurricane (82th), tornado (71th), wildfire (61th).

Preparedness Context

With flood risk as the top concern, Muscogee County residents should review flood insurance needs (standard home insurance does not cover flood damage), know your evacuation zone, and keep important documents waterproofed. Secondary risks such as earthquake also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Muscogee County is significantly riskier than the average county in Georgia. Its composite risk score is 42.1 points higher than the state average, meaning residents face above-average exposure to natural hazards compared to their neighbors.

Is your home insured against Muscogee County's risks?

Compare home and flood insurance quotes in minutes.

Get Quotes →

Sponsored

High flood risk area

Learn about NFIP flood insurance coverage for your property.

Learn More →

Frequently Asked Questions

What is the natural disaster risk in Muscogee County, GA?
Muscogee County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 82th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Muscogee County?
Muscogee County is evaluated for five major natural hazard types: flooding (87th percentile), earthquake (84th percentile), hurricane (82th percentile), tornado (71th percentile), wildfire (61th percentile). The highest-risk hazard is flooding at the 87th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Muscogee County risk compare to the Georgia average?
Muscogee County's composite risk percentile is 82th, compared to the Georgia state average of 40th percentile. The state's overall risk rating is Very Low. This means Muscogee County faces higher natural disaster risk than the typical county in Georgia.
Is Muscogee County at risk for flooding?
Yes, Muscogee County's flooding risk is at the 87th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Muscogee County higher risk than average?
Muscogee County's composite risk score of 82th percentile is above the Georgia state average of 40th percentile. This elevated risk is driven by flooding exposure (87th percentile), along with earthquake and hurricane and tornado and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Counties with Similar Risk

Whitfield County

Georgia

-0.1

Relatively Moderate

81th percentile

Floyd County

Georgia

+0.4

Relatively Moderate

82th percentile

Dougherty County

Georgia

+1.2

Relatively Moderate

83th percentile

By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

Explore more data for Muscogee County

Property TaxCost of LivingCrime RateIncomeHealthSchoolsWater QualityWeatherCounty Score