riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Benewah County Disaster Risk

Benewah County, Idaho

FEMA Risk Rating

Very Low

National Percentile

20th

of 3,144 counties

State Rank

#33

of 44 (1 = highest risk)

Flood Risk

47th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 47% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 75% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 5% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 26% of US counties

Risk Overview

About Natural Disaster Risk in Benewah County, Idaho

Benewah County ranks among America's safest

Benewah County's composite risk score of 19.88 sits well below the national average of 50, earning a 'very low' rating. This favorable position reflects moderate exposure across most hazard categories, with no single threat dominating the county's natural disaster profile.

Among Idaho's lowest-risk counties

Benewah County's score of 19.88 falls comfortably below Idaho's state average of 38.51, placing it in the state's safest tier. Only a handful of Idaho counties enjoy comparable safety levels.

Benewah is safer than most regional peers

Benewah County's 19.88 score is substantially lower than Ada County (87.75) and Boise County (48.92) in the central region, though similar to Bear Lake County's 6.58. This makes Benewah one of northern Idaho's safer communities.

Flood risk moderately elevated for Benewah

Benewah County's flood risk of 46.91 is its highest hazard score and moderately above state average, reflecting the county's proximity to water features and mountain terrain. Wildfire (74.78) and earthquake (26.43) risks are lower, while tornado risk is minimal at 5.09.

Flood insurance is your main coverage need

Benewah County residents should prioritize flood insurance, which is not covered by standard homeowners policies, especially if near waterways or flood-prone zones. Standard coverage should adequately protect against other hazards in this relatively safe county.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Benewah County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    75th percentile
  2. #2
    FloodPrepare
    47th percentile
  3. #3
    EarthquakePrepare
    26th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Benewah County

Risk Verdict

Benewah County's natural disaster risk is among the lowest in the country, with a composite score at the 20th percentile nationally. At the 20th percentile nationally, Benewah County's natural hazard profile is comparatively favorable — community resilience is reinforced when individual households maintain a reviewed emergency plan.

Hazard Breakdown

Wildfire risk is Benewah County's dominant natural hazard, ranked at the 75th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 47th percentile nationally. Additional tracked hazards include earthquake (26th percentile), tornado (5th percentile).

Preparedness Context

Wildfire is Benewah County's top-ranked natural hazard at the 75th percentile nationally. Benewah County residents should assess whether their property lies within or adjacent to a Wildland-Urban Interface (WUI) zone, where ember transport and rapid spread pose the highest risk. The county's flood exposure at the 47th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. For Benewah County households, a practiced evacuation plan — with a primary and backup route designated before a fire occurs — provides more protection than any structural improvement when a wildfire approaches fast-moving terrain.

Regional Context

The Idaho county average exceeds Benewah County's score by 18.6 composite points — placing this county in the lower-risk tier relative to its in-state peers.

Is your household prepared for Benewah County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Benewah County, ID?
Benewah County has a FEMA National Risk Index rating of Very Low, placing it in the 20th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Benewah County?
Benewah County is evaluated for five major natural hazard types: wildfire (75th percentile), flooding (47th percentile), earthquake (26th percentile), tornado (5th percentile). The highest-risk hazard is wildfire at the 75th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Benewah County risk compare to the Idaho average?
Benewah County's composite risk percentile is 20th, compared to the Idaho state average of 39th percentile. The state's overall risk rating is Very Low. This means Benewah County faces lower natural disaster risk than the typical county in Idaho.
Is Benewah County at risk for wildfire?
Yes, Benewah County's wildfire risk is at the 75th percentile nationally. This is above the national median. For flooding specifically, Benewah County is at the 47th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Benewah County a safe place to live?
Benewah County's composite risk score of 20th percentile is below the Idaho state average of 39th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 75th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.