Kootenai County Disaster Risk

Kootenai County, Idaho

FEMA Risk Rating

Relatively Low

National Percentile

79th

of 3,144 counties

State Rank

#3

of 44 (1 = highest risk)

Flood Risk

86th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 86% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 80% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 22% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 79% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Kootenai County, ID?
Kootenai County has a FEMA National Risk Index rating of Relatively Low, placing it in the 79th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Kootenai County?
Kootenai County is evaluated for five major natural hazard types: flooding (86th percentile), wildfire (80th percentile), earthquake (79th percentile), tornado (22th percentile). The highest-risk hazard is flooding at the 86th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Kootenai County risk compare to the Idaho average?
Kootenai County's composite risk percentile is 79th, compared to the Idaho state average of 39th percentile. The state's overall risk rating is Very Low. This means Kootenai County faces higher natural disaster risk than the typical county in Idaho.
Is Kootenai County at risk for flooding?
Yes, Kootenai County's flooding risk is at the 86th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Kootenai County higher risk than average?
Kootenai County's composite risk score of 79th percentile is above the Idaho state average of 39th percentile. This elevated risk is driven by flooding exposure (86th percentile), along with wildfire and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.