Hamilton County Disaster Risk

Hamilton County, Illinois

FEMA Risk Rating

Very Low

National Percentile

31th

of 3,144 counties

State Rank

#79

of 102 (1 = highest risk)

Flood Risk

13th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 13% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 1% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 37% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 91% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 28% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Hamilton County, IL?
Hamilton County has a FEMA National Risk Index rating of Very Low, placing it in the 31th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Hamilton County?
Hamilton County is evaluated for five major natural hazard types: earthquake (91th percentile), tornado (37th percentile), hurricane (28th percentile), flooding (13th percentile), wildfire (1th percentile). The highest-risk hazard is earthquake at the 91th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Hamilton County risk compare to the Illinois average?
Hamilton County's composite risk percentile is 31th, compared to the Illinois state average of 55th percentile. The state's overall risk rating is Relatively Low. This means Hamilton County faces lower natural disaster risk than the typical county in Illinois.
Is Hamilton County at risk for earthquake?
Yes, Hamilton County's earthquake risk is at the 91th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Hamilton County is at the 13th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Hamilton County a safe place to live?
Hamilton County's composite risk score of 31th percentile is below the Illinois state average of 55th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is earthquake at the 91th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.