Henderson County Disaster Risk

Henderson County, Illinois

FEMA Risk Rating

Very Low

National Percentile

18th

of 3,144 counties

State Rank

#91

of 102 (1 = highest risk)

Flood Risk

25th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 25% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 2% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 29% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 28% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 14% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Henderson County, IL?
Henderson County has a FEMA National Risk Index rating of Very Low, placing it in the 18th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Henderson County?
Henderson County is evaluated for five major natural hazard types: tornado (29th percentile), earthquake (28th percentile), flooding (25th percentile), hurricane (14th percentile), wildfire (2th percentile). The highest-risk hazard is tornado at the 29th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Henderson County risk compare to the Illinois average?
Henderson County's composite risk percentile is 18th, compared to the Illinois state average of 55th percentile. The state's overall risk rating is Relatively Low. This means Henderson County faces lower natural disaster risk than the typical county in Illinois.
Is Henderson County at risk for tornado?
Yes, Henderson County's tornado risk is at the 29th percentile nationally. This is below the national median, indicating relatively lower exposure. For flooding specifically, Henderson County is at the 25th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Henderson County a safe place to live?
Henderson County's composite risk score of 18th percentile is below the Illinois state average of 55th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is tornado at the 29th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.