McLean County Disaster Risk

McLean County, Illinois

FEMA Risk Rating

Relatively Moderate

National Percentile

87th

of 3,144 counties

State Rank

#15

of 102 (1 = highest risk)

Flood Risk

85th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 85% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 9% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 90% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 82% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 32% of US counties

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Frequently Asked Questions

What is the natural disaster risk in McLean County, IL?
McLean County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 87th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect McLean County?
McLean County is evaluated for five major natural hazard types: tornado (90th percentile), flooding (85th percentile), earthquake (82th percentile), hurricane (32th percentile), wildfire (9th percentile). The highest-risk hazard is tornado at the 90th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does McLean County risk compare to the Illinois average?
McLean County's composite risk percentile is 87th, compared to the Illinois state average of 55th percentile. The state's overall risk rating is Relatively Low. This means McLean County faces higher natural disaster risk than the typical county in Illinois.
Is McLean County at risk for tornado?
Yes, McLean County's tornado risk is at the 90th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, McLean County is at the 85th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is McLean County higher risk than average?
McLean County's composite risk score of 87th percentile is above the Illinois state average of 55th percentile. This elevated risk is driven by tornado exposure (90th percentile), along with flooding and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.