riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Benton County Disaster Risk

Benton County, Indiana

FEMA Risk Rating

Very Low

National Percentile

5th

of 3,144 counties

State Rank

#91

of 92 (1 = highest risk)

Flood Risk

8th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 8% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 1% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 29% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 42% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 23% of US counties

Risk Overview

About Natural Disaster Risk in Benton County, Indiana

Benton County faces minimal risk

Benton County scores just 4.87 on the composite risk scale, placing it in the very low risk category and far below national averages. Your county enjoys some of the lowest disaster vulnerability in the United States.

Indiana's safest county

Benton County ranks as Indiana's lowest-risk county with a composite score of 4.87, compared to the state average of 45.52. No county in Indiana is safer from natural disasters than Benton.

Safest in a low-risk region

Benton County's score of 4.87 is even lower than nearby Blackford County (9.00) and Carroll County (29.64), making it the regional leader in disaster resilience. Your county occupies the safest corner of an already-safe area.

Tornado exposure most notable

Even in Benton County's low-risk environment, tornado risk reaches 29.45—still modest compared to statewide patterns. All other hazards score below 42, reflecting consistently minimal disaster exposure.

Standard coverage suffices here

With disaster risks among the nation's lowest, standard homeowners insurance is typically adequate for Benton County residents. Still maintain a weather radio and basic emergency kit for routine storm season preparedness.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Benton County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    42th percentile
  2. #2
    TornadoPrepare
    29th percentile
  3. #3
    HurricanePrepare
    23th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Benton County

Risk Verdict

Benton County's overall natural disaster score at the 5th percentile puts it well below the national median for hazard exposure. Being ranked at the 5th percentile nationally is an advantage for Benton County — it means fewer statistically likely events, though basic readiness ensures households are covered when exceptions occur.

Hazard Breakdown

Earthquake risk is Benton County's dominant natural hazard, ranked at the 42th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 29th percentile nationally. Additional tracked hazards include hurricane (23th percentile), flood (8th percentile), wildfire (1th percentile).

Preparedness Context

Earthquake exposure at the 42th percentile nationally puts Benton County in a zone where utilities — gas, water, electrical — are the most common post-quake hazard. Knowing how to shut off the main gas valve is an important household skill to develop before an event occurs. The county's tornado risk at the 29th percentile nationally is a seasonal consideration alongside the year-round earthquake threat, requiring awareness of both hazard types. Benton County households benefit from keeping shoes and a flashlight near the bed — post-earthquake navigation through debris in the dark is a common cause of secondary injury. This low-cost step has outsized protective value.

Regional Context

Benton County's composite risk score sits 40.7 points below the Indiana county average, reflecting a more favorable hazard environment than the state typical.

Is your household prepared for Benton County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Benton County, IN?
Benton County has a FEMA National Risk Index rating of Very Low, placing it in the 5th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Benton County?
Benton County is evaluated for five major natural hazard types: earthquake (42th percentile), tornado (29th percentile), hurricane (23th percentile), flooding (8th percentile), wildfire (1th percentile). The highest-risk hazard is earthquake at the 42th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Benton County risk compare to the Indiana average?
Benton County's composite risk percentile is 5th, compared to the Indiana state average of 46th percentile. The state's overall risk rating is Relatively Low. This means Benton County faces lower natural disaster risk than the typical county in Indiana.
Is Benton County at risk for earthquake?
Yes, Benton County's earthquake risk is at the 42th percentile nationally. This is below the national median, indicating relatively lower exposure. For flooding specifically, Benton County is at the 8th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Benton County a safe place to live?
Benton County's composite risk score of 5th percentile is below the Indiana state average of 46th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is earthquake at the 42th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.