Ohio County Disaster Risk
Ohio County, Indiana
FEMA Risk Rating
Very Low
National Percentile
3th
of 3,144 counties
State Rank
#92
of 92 (1 = highest risk)
Flood Risk
8th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 8% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Very Low
Higher than 1% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 34% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 25% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 7% of US counties
Risk Overview
About Natural Disaster Risk in Ohio County, Indiana
Ohio County: Indiana's Safest Haven
Ohio County's composite risk score of 3.37 ranks it in the Very Low category—dramatically below Indiana's 45.52 average and among the safest counties nationally. This small county on Indiana's southeastern border enjoys exceptional protection from the full spectrum of natural disasters.
The Safest County in Indiana
Ohio County ranks at or near the bottom of Indiana's 92-county risk list, with a composite score that is less than 8 percent of the state average. Its low exposure across nearly every hazard type makes it a statistical outlier for natural disaster risk in the state.
Dramatically Safer Than Surrounding Counties
Ohio County's 3.37 score is a fraction of nearby Orange (40.49), Perry (35.02), and Owen (35.11), making it substantially safer than all adjacent counties. This exceptional safety profile distinguishes it as a true low-risk enclave in south-central Indiana.
Tornado Risk Remains the Primary Concern
Even in Ohio County's remarkably safe profile, tornado risk scores 34.48—the highest hazard type, though still well below state averages. All other hazards, from flood (7.76) to wildfire (0.89), remain minimal concerns for residents.
Basic Coverage Meets Your Needs
Your primary focus should be standard homeowners insurance with adequate tornado coverage, given the 34.48 tornado risk. The county's minimal flood and wildfire exposure means you can confidently skip those specialized policies.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Ohio County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Ohio County
Risk Verdict
Natural disaster exposure in Ohio County is lower than roughly three-quarters of U.S. counties, with a composite score at the 3th percentile. A preparedness foundation — alert registration, household communication plan, and a basic supply review — costs little and remains valuable even at Ohio County's favorable 3th percentile ranking.
Hazard Breakdown
Tornado risk is Ohio County's dominant natural hazard, ranked at the 34th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 25th percentile nationally. Additional tracked hazards include flood (8th percentile), hurricane (7th percentile), wildfire (1th percentile).
Preparedness Context
Ranked at the 34th percentile nationally for tornado risk, Ohio County is in a zone where storm shelters have the highest per-dollar protective value of any mitigation investment. Ohio County's county shelter map is typically available through the local emergency management office. Alongside tornado exposure, earthquake at the 25th percentile nationally means Ohio County households face multi-hazard severe-weather seasons that benefit from a single integrated emergency plan covering both threats. Ohio County residents can check the county's emergency management website for community shelter locations nearest their address — a step worth completing now, not during a warning.
Regional Context
Ohio County is 42.1 composite risk points below the Indiana state mean, meaning most other Indiana counties face higher natural hazard exposure.
Is your household prepared for Ohio County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Ohio County, IN?
What types of natural hazards affect Ohio County?
How does Ohio County risk compare to the Indiana average?
Is Ohio County at risk for tornado?
How is natural disaster risk measured?
Is Ohio County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.