Boone County Disaster Risk
Boone County, Indiana
FEMA Risk Rating
Relatively Low
National Percentile
43th
of 3,144 counties
State Rank
#45
of 92 (1 = highest risk)
Flood Risk
57th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Relatively Low
Higher than 57% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Very Low
Higher than 7% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 40% of US counties
Earthquake
Seismic activity and ground shaking risk
Relatively Low
Higher than 68% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 14% of US counties
Risk Overview
About Natural Disaster Risk in Boone County, Indiana
Boone County sits below average
Boone County scores 43.23 on the composite risk scale, placing it in the relatively low risk category and below national averages. Your county faces below-typical disaster exposure compared to most U.S. communities.
Lower risk than Indiana average
Boone County ranks below the Indiana state average with a score of 43.23 compared to 45.52, placing it in the safer half of the state's 92 counties. Your county sits comfortably in Indiana's low-risk tier.
Moderate in a mixed region
Boone County's score of 43.23 falls between safer neighbors like Brown County (19.69) and Blackford County (9.00) to the north, and riskier Adams County (52.13) to the east. Your county occupies a moderate position regionally.
Earthquakes and flooding pose concerns
Earthquake risk reaches 67.97, your county's highest hazard score, while flood risk of 56.84 reflects vulnerable stream corridors and precipitation patterns. Tornado risk remains modest at 39.60, below statewide patterns.
Add earthquake and flood coverage
With earthquake risk at 67.97 and flood risk at 56.84, consider purchasing earthquake insurance and verifying flood coverage if you're in a susceptible zone. Standard homeowners policies exclude both hazards, leaving significant coverage gaps.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Boone County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Boone County
Risk Verdict
Boone County has a below-average natural disaster risk profile, scoring at the 43th percentile nationally under FEMA's National Risk Index. The 43th percentile national ranking is one lens; Boone County residents also benefit from reviewing which specific hazard types drive the county's composite score and preparing accordingly.
Hazard Breakdown
Earthquake risk is Boone County's dominant natural hazard, ranked at the 68th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 57th percentile nationally. Additional tracked hazards include tornado (40th percentile), hurricane (14th percentile), wildfire (7th percentile).
Preparedness Context
Earthquake risk is Boone County's leading natural hazard, ranked at the 68th percentile nationally. Securing tall furniture, water heaters, and bookcases to walls with anti-tip hardware is among the simplest and most effective life-safety measures households can take. Flood at the 57th percentile nationally is a separate hazard dimension for Boone County that requires different protective strategies from earthquake preparedness. Boone County residents should locate the main gas shutoff valve and keep an appropriate wrench nearby — gas leaks cause a significant share of earthquake-related injuries and fires, and the shutoff step is safe to take immediately after shaking stops.
Regional Context
At just 2.3 composite points from the Indiana average, Boone County's natural disaster risk is closely in line with its in-state peers.
Is your household prepared for Boone County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Boone County, IN?
What types of natural hazards affect Boone County?
How does Boone County risk compare to the Indiana average?
Is Boone County at risk for earthquake?
How is natural disaster risk measured?
Is Boone County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.