Carroll County Disaster Risk
Carroll County, Indiana
FEMA Risk Rating
Very Low
National Percentile
30th
of 3,144 counties
State Rank
#65
of 92 (1 = highest risk)
Flood Risk
47th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Relatively Low
Higher than 47% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Very Low
Higher than 7% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 43% of US counties
Earthquake
Seismic activity and ground shaking risk
Relatively Low
Higher than 47% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 30% of US counties
Risk Overview
About Natural Disaster Risk in Carroll County, Indiana
Carroll County shows low vulnerability
Carroll County scores 29.64 on the composite risk scale, placing it in the very low risk category and substantially below national averages. Your county experiences minimal natural disaster exposure compared to most American communities.
Safer than Indiana average
Carroll County ranks in the lower-risk portion of Indiana's 92 counties with a score of 29.64, well below the state average of 45.52. Your county sits comfortably in the state's safer tier.
Safe in a moderate region
Carroll County's score of 29.64 exceeds safest neighbors like Benton County (4.87) and Blackford County (9.00), but trails riskier Adams County (52.13) to the south. Your county occupies the safer side of its regional range.
Flood and tornado risks modest
Flood risk reaches 47.23, Carroll County's highest score, while tornado risk of 42.56 remains below state patterns. All other hazards score below 48, reflecting consistently low exposure.
Standard insurance serves well
Carroll County's low disaster vulnerability means standard homeowners insurance adequately protects most properties. Keep weather alerts active during spring severe weather season and maintain basic emergency supplies as routine household preparation.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Carroll County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Carroll County
Risk Verdict
Compared to the nation's 3,144 counties, Carroll County ranks at the 30th percentile for natural disaster risk — toward the safer end of the spectrum. A preparedness foundation — alert registration, household communication plan, and a basic supply review — costs little and remains valuable even at Carroll County's favorable 30th percentile ranking.
Hazard Breakdown
Flood risk is Carroll County's dominant natural hazard, ranked at the 47th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 47th percentile nationally. Additional tracked hazards include tornado (43th percentile), hurricane (30th percentile), wildfire (7th percentile).
Preparedness Context
At the 47th percentile nationally for flood risk, Carroll County residents benefit from understanding their specific flood zone status. Even one inch of floodwater causes significant structural damage to properties outside officially designated high-risk zones. Alongside flooding, earthquake exposure at the 47th percentile means households benefit from a multi-hazard preparedness plan rather than focusing on flood alone. A tested family preparedness plan specific to Carroll County's primary hazards — including how to shelter in place or evacuate, and who to call — provides more real protection than a general emergency kit sitting unused on a shelf.
Regional Context
At 15.9 points below the Indiana state average, Carroll County is among the lower-risk counties in the state for natural disaster exposure.
Is your household prepared for Carroll County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Carroll County, IN?
What types of natural hazards affect Carroll County?
How does Carroll County risk compare to the Indiana average?
Is Carroll County at risk for flooding?
How is natural disaster risk measured?
Is Carroll County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.