Clinton County Disaster Risk
Clinton County, Indiana
FEMA Risk Rating
Very Low
National Percentile
31th
of 3,144 counties
State Rank
#64
of 92 (1 = highest risk)
Flood Risk
35th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 35% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Very Low
Higher than 6% of US counties
Tornado
Tornado and severe thunderstorm risk
Relatively Low
Higher than 57% of US counties
Earthquake
Seismic activity and ground shaking risk
Relatively Low
Higher than 60% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 25% of US counties
Risk Overview
About Natural Disaster Risk in Clinton County, Indiana
Clinton County ranks among safest areas
Clinton County's composite risk score of 30.53 places it well below the national average, indicating below-average exposure to major natural hazards. This county enjoys some of the lowest disaster risk in the country.
Low-risk county by Indiana standards
Clinton County scores 30.53, about 33% below Indiana's state average of 45.52, ranking it among the state's safest counties. Only a small number of Indiana counties have lower composite risk scores.
Safest county in the local region
Clinton County (30.53) faces the lowest composite risk of any county in its immediate vicinity, edging out Clay County (27.04) as one of the safest areas in central Indiana. Surrounding counties all score measurably higher.
Tornado and earthquake risks dominate
Clinton County's biggest hazard is tornado risk (56.71), followed by earthquake risk (59.67), while flood risk (34.86) remains relatively low. Even these "highest" local risks remain below-average compared to most Indiana counties.
Standard insurance likely sufficient
Clinton County's low overall risk profile means a standard homeowners insurance policy covers most major perils adequately. Consider earthquake coverage given the 59.67 earthquake risk, but overall, disaster insurance needs are minimal compared to other Indiana counties.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Clinton County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Clinton County
Risk Verdict
Clinton County carries a low natural disaster risk burden, scoring at the 31th percentile under the FEMA National Risk Index. Residents of Clinton County can use the 31th percentile ranking as a baseline, while recognizing that individual properties may still lie in specific hazard zones that differ from the county average.
Hazard Breakdown
Earthquake risk is Clinton County's dominant natural hazard, ranked at the 60th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 57th percentile nationally. Additional tracked hazards include flood (35th percentile), hurricane (25th percentile), wildfire (6th percentile).
Preparedness Context
Clinton County's primary hazard, earthquake, ranks at the 60th percentile nationally. Unreinforced masonry structures carry the highest injury risk during seismic events; residents in older buildings should check with their municipality about available seismic retrofit programs. Tornado at the 57th percentile nationally is a separate hazard dimension for Clinton County that requires different protective strategies from earthquake preparedness. After a major earthquake, Clinton County residents should expect water service disruption for 24 to 72 or more hours. Storing a minimum of one gallon per person per day for three days — before any event — is the most direct preparedness action households can take.
Regional Context
Compared to the Indiana county average, Clinton County's composite score runs 15.0 points lower — a gap that reflects the county's relatively modest hazard profile within its state context.
Is your household prepared for Clinton County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Clinton County, IN?
What types of natural hazards affect Clinton County?
How does Clinton County risk compare to the Indiana average?
Is Clinton County at risk for earthquake?
How is natural disaster risk measured?
Is Clinton County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.