Cass County Disaster Risk
Cass County, Indiana
FEMA Risk Rating
Relatively Low
National Percentile
57th
of 3,144 counties
State Rank
#29
of 92 (1 = highest risk)
Flood Risk
64th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Relatively Low
Higher than 64% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Very Low
Higher than 11% of US counties
Tornado
Tornado and severe thunderstorm risk
Relatively Low
Higher than 60% of US counties
Earthquake
Seismic activity and ground shaking risk
Relatively Low
Higher than 62% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 34% of US counties
Risk Overview
About Natural Disaster Risk in Cass County, Indiana
Cass County faces moderate national risk
Cass County's composite risk score of 56.77 puts it above the national average, indicating above-average exposure to natural hazards. While not among the highest-risk counties nationally, residents here face real and measurable disaster threats that merit preparation and insurance coverage.
Above average risk for Indiana
At 56.77, Cass County scores 25% higher than Indiana's state average of 45.52, ranking it in the middle-to-upper tier of the state's 92 counties. This positions Cass County as one of the more hazard-exposed areas in Indiana, though well below the state's highest-risk counties.
Riskier than most adjacent counties
Cass County (56.77) faces notably higher risk than neighboring Clinton County (30.53) and Dearborn County (45.23), but slightly lower risk than Daviess County (58.81). Local residents should understand that disaster preparedness varies significantly across the region.
Earthquakes and tornadoes top threats
Cass County residents face highest risk from earthquakes (62.40) and tornadoes (60.43), both well above national baselines. Flood risk (64.09) ranks third and poses a serious threat during heavy rainfall or spring snowmelt events.
Earthquake and tornado coverage essential
Standard homeowners insurance doesn't cover earthquake damage—add a separate earthquake policy given Cass County's 62.40 earthquake risk score. Ensure your policy includes tornado coverage and maintain a home emergency kit, especially given the 60.43 tornado risk that puts this county in active storm country.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Cass County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Cass County
Risk Verdict
Cass County sits below the national average for natural disaster exposure, ranking at the 57th percentile across all U.S. counties. Understanding the specific hazards behind Cass County's ranking helps residents prioritize where to direct emergency planning efforts.
Hazard Breakdown
Flood risk is Cass County's dominant natural hazard, ranked at the 64th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 62th percentile nationally. Additional tracked hazards include tornado (60th percentile), hurricane (34th percentile), wildfire (11th percentile).
Preparedness Context
With flood ranked as the primary hazard at the 64th percentile nationally, Cass County households should build a go-bag that includes important documents, medications, and supplies to sustain the family for at least three days if evacuation is needed. Secondary earthquake exposure at the 62th percentile adds a second preparedness layer; households should review coverage options and alert sign-up for both hazard types. A waterproof container for documents (insurance policies, ID, prescriptions) and a clear household communication plan for when phone networks are congested are the two highest-value low-cost preparedness steps for Cass County households.
Regional Context
A composite score 11.3 points above the Indiana state average puts Cass County in a higher-risk category than most counties in the state.
Is your household prepared for Cass County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Cass County, IN?
What types of natural hazards affect Cass County?
How does Cass County risk compare to the Indiana average?
Is Cass County at risk for flooding?
How is natural disaster risk measured?
Why is Cass County higher risk than average?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.