riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Daviess County Disaster Risk

Daviess County, Indiana

FEMA Risk Rating

Relatively Low

National Percentile

59th

of 3,144 counties

State Rank

#28

of 92 (1 = highest risk)

Flood Risk

62th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 62% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 22% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 72% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 89% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 30% of US counties

Risk Overview

About Natural Disaster Risk in Daviess County, Indiana

Daviess County faces above-average risk

Daviess County's composite risk score of 58.81 exceeds the national average, indicating heightened exposure to multiple natural hazards. While not among the nation's highest-risk areas, residents should take disaster preparedness seriously.

Above average risk for Indiana

At 58.81, Daviess County scores 29% higher than Indiana's state average of 45.52, placing it in the upper tier of the state's most hazard-exposed counties. Only a few Indiana counties face comparably high composite risk.

Riskier than most surrounding counties

Daviess County (58.81) faces higher risk than neighboring Crawford County (25.80) and Clay County (27.04), though slightly higher than Cass County (56.77). The county's risk profile stands out among its immediate neighbors.

Earthquakes and tornadoes pose major threats

Daviess County residents face highest risk from earthquakes (88.61) and tornadoes (72.14), both well above state averages. Flood risk (62.21) ranks third and can pose seasonal challenges during heavy rainfall or spring snowmelt.

Earthquake and tornado insurance essential

Standard homeowners policies don't cover earthquakes—add a separate policy given Daviess County's 88.61 earthquake risk score, among the highest in Indiana. Ensure tornado coverage is included and maintain a home emergency kit for the 72.14 tornado risk that makes severe storms a real concern.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Daviess County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    89th percentile
  2. #2
    TornadoPrepare
    72th percentile
  3. #3
    FloodPrepare
    62th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Daviess County

Risk Verdict

Daviess County ranks at the 59th percentile nationally for natural disaster risk — below the median for U.S. counties. Residents are encouraged to understand which hazards dominate locally and tailor their preparedness accordingly.

Hazard Breakdown

Earthquake risk is Daviess County's dominant natural hazard, ranked at the 89th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 72th percentile nationally. Additional tracked hazards include flood (62th percentile), hurricane (30th percentile), wildfire (22th percentile).

Preparedness Context

Daviess County ranks at the 89th percentile nationally for earthquake risk. Unlike most natural hazards, earthquakes provide no advance warning; preparedness here means structural adjustments and a practiced response, not alert monitoring. Alongside earthquake exposure, Daviess County's tornado risk at the 72th percentile nationally reinforces the value of maintaining a household emergency supply cache usable for multiple hazard scenarios. For earthquake preparedness, Daviess County's county emergency management office often maintains a list of community water supply points, Red Cross shelter locations, and post-quake assistance programs — useful resources to identify before an event occurs.

Regional Context

Compared to other Indiana counties, Daviess County runs 13.3 composite risk points higher than the state mean — reflecting above-average hazard concentration in this area.

Is your household prepared for Daviess County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Daviess County, IN?
Daviess County has a FEMA National Risk Index rating of Relatively Low, placing it in the 59th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Daviess County?
Daviess County is evaluated for five major natural hazard types: earthquake (89th percentile), tornado (72th percentile), flooding (62th percentile), hurricane (30th percentile), wildfire (22th percentile). The highest-risk hazard is earthquake at the 89th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Daviess County risk compare to the Indiana average?
Daviess County's composite risk percentile is 59th, compared to the Indiana state average of 46th percentile. The state's overall risk rating is Relatively Low. This means Daviess County faces higher natural disaster risk than the typical county in Indiana.
Is Daviess County at risk for earthquake?
Yes, Daviess County's earthquake risk is at the 89th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Daviess County is at the 62th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Daviess County higher risk than average?
Daviess County's composite risk score of 59th percentile is above the Indiana state average of 46th percentile. This elevated risk is driven by earthquake exposure (89th percentile), along with tornado and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.