Fulton County Disaster Risk
Fulton County, Indiana
FEMA Risk Rating
Very Low
National Percentile
20th
of 3,144 counties
State Rank
#79
of 92 (1 = highest risk)
Flood Risk
21th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 21% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Very Low
Higher than 5% of US counties
Tornado
Tornado and severe thunderstorm risk
Relatively Low
Higher than 51% of US counties
Earthquake
Seismic activity and ground shaking risk
Relatively Low
Higher than 44% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 32% of US counties
Risk Overview
About Natural Disaster Risk in Fulton County, Indiana
Fulton ranks well below national risk
With a composite risk score of 20.20, Fulton County sits in the "Very Low" category—significantly safer than the national average. This score reflects relatively moderate exposure to tornadoes (50.83) and earthquakes (43.70), but minimal flood and wildfire threats.
Indiana's safest county by far
Fulton County's 20.20 score places it well below Indiana's 45.52 state average, making it the lowest-risk county in the state. This 55% lower-than-average risk reflects the county's geographic position and climate patterns.
Safer than neighboring Grant County
Fulton's risk profile is notably safer than adjacent Grant County (69.40), which faces significantly higher tornado and flood exposure. Hancock County to the south (44.02) also carries substantially more risk, especially from tornadoes and flooding.
Tornadoes present the clearest threat
Tornado risk at 50.83 is Fulton's primary natural hazard concern, though still below many Indiana counties. Earthquake risk (43.70) rounds out secondary exposure, but flood and wildfire risks remain minimal across the county.
Focus tornado prep and coverage
Homeowners should prioritize wind and hail coverage as part of comprehensive homeowners insurance. A weather radio and family plan for accessing sturdy shelter during tornado warnings provide essential low-cost protection.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Fulton County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Fulton County
Risk Verdict
Fulton County's overall natural disaster score at the 20th percentile puts it well below the national median for hazard exposure. At the 20th percentile nationally, Fulton County's natural hazard profile is comparatively favorable — community resilience is reinforced when individual households maintain a reviewed emergency plan.
Hazard Breakdown
Tornado risk is Fulton County's dominant natural hazard, ranked at the 51th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 44th percentile nationally. Additional tracked hazards include hurricane (32th percentile), flood (21th percentile), wildfire (5th percentile).
Preparedness Context
With tornado ranked at the 51th percentile nationally, Fulton County sits in a high-exposure zone where the difference between outcomes often comes down to proximity to a reinforced interior shelter and seconds of warning time. Alongside tornado exposure, earthquake at the 44th percentile nationally means Fulton County households face multi-hazard severe-weather seasons that benefit from a single integrated emergency plan covering both threats. For Fulton County households, safe rooms certified to FEMA 320/361 standards offer the highest protection during a direct tornado hit; households without a safe room should locate the innermost lowest-floor room in their building and practice the route to it before storm season.
Regional Context
Fulton County's composite risk score sits 25.3 points below the Indiana county average, reflecting a more favorable hazard environment than the state typical.
Is your household prepared for Fulton County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Fulton County, IN?
What types of natural hazards affect Fulton County?
How does Fulton County risk compare to the Indiana average?
Is Fulton County at risk for tornado?
How is natural disaster risk measured?
Is Fulton County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.