riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Sullivan County Disaster Risk

Sullivan County, Indiana

FEMA Risk Rating

Very Low

National Percentile

21th

of 3,144 counties

State Rank

#78

of 92 (1 = highest risk)

Flood Risk

23th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 23% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 3% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 48% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 78% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 24% of US counties

Risk Overview

About Natural Disaster Risk in Sullivan County, Indiana

Sullivan County enjoys minimal risk

Sullivan County scores 20.64 on the composite risk scale with a Very Low rating, less than half of Indiana's state average of 45.52. The county represents one of the nation's safer communities for natural disaster exposure.

Among Indiana's lowest-risk counties

Sullivan County ranks among the safest in Indiana's 92-county system, with a composite score significantly below the state median. Multi-hazard exposure here is substantially lower than the typical Indiana county.

Safest in its immediate region

Sullivan County (20.64) edges out Spencer County (39.41) as one of the region's safest options and shares similar protections with Switzerland County (11.61). The south-central Indiana zone benefits from relative geographic isolation from major hazard zones.

Tornadoes and earthquakes pose risks

Tornado risk reaches 47.96 in Sullivan County, the primary hazard concern, while earthquake risk at 77.93 reflects underlying seismic activity. Flood (23.03), wildfire (2.80), and hurricane (24.16) risks all remain low.

Focus on tornado and earthquake coverage

Sullivan County homeowners should maintain homeowners insurance with tornado protection and consider earthquake coverage given the 77.93 earthquake risk score. A basement safe space provides practical refuge during severe weather.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Sullivan County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    78th percentile
  2. #2
    TornadoPrepare
    48th percentile
  3. #3
    HurricanePrepare
    24th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Sullivan County

Risk Verdict

At the 21th percentile nationally, Sullivan County experiences relatively limited natural hazard pressure compared to most of the country. Even at the 21th percentile, Sullivan County's composite score reflects real hazard exposure categories — knowing which ones apply locally enables targeted, efficient household preparedness.

Hazard Breakdown

Earthquake risk is Sullivan County's dominant natural hazard, ranked at the 78th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 48th percentile nationally. Additional tracked hazards include hurricane (24th percentile), flood (23th percentile), wildfire (3th percentile).

Preparedness Context

Sullivan County ranks at the 78th percentile nationally for earthquake risk. Unlike most natural hazards, earthquakes provide no advance warning; preparedness here means structural adjustments and a practiced response, not alert monitoring. Alongside earthquake exposure, Sullivan County's tornado risk at the 48th percentile nationally reinforces the value of maintaining a household emergency supply cache usable for multiple hazard scenarios. For earthquake preparedness, Sullivan County's county emergency management office often maintains a list of community water supply points, Red Cross shelter locations, and post-quake assistance programs — useful resources to identify before an event occurs.

Regional Context

A composite score 24.9 points below the Indiana state average puts Sullivan County in a better-than-typical position relative to neighboring counties.

Is your household prepared for Sullivan County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Sullivan County, IN?
Sullivan County has a FEMA National Risk Index rating of Very Low, placing it in the 21th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Sullivan County?
Sullivan County is evaluated for five major natural hazard types: earthquake (78th percentile), tornado (48th percentile), hurricane (24th percentile), flooding (23th percentile), wildfire (3th percentile). The highest-risk hazard is earthquake at the 78th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Sullivan County risk compare to the Indiana average?
Sullivan County's composite risk percentile is 21th, compared to the Indiana state average of 46th percentile. The state's overall risk rating is Relatively Low. This means Sullivan County faces lower natural disaster risk than the typical county in Indiana.
Is Sullivan County at risk for earthquake?
Yes, Sullivan County's earthquake risk is at the 78th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Sullivan County is at the 23th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Sullivan County a safe place to live?
Sullivan County's composite risk score of 21th percentile is below the Indiana state average of 46th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is earthquake at the 78th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.