Hamilton County Disaster Risk

Hamilton County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 89th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.

Hamilton County is evaluated for five major natural hazard types: tornado (97th percentile), flooding (91th percentile), earthquake (85th percentile), hurricane (26th percentile), wildfire (20th percentile). The highest-risk hazard is tornado at the 97th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.

Hamilton County's composite risk percentile is 89th, compared to the Indiana state average of 46th percentile. The state's overall risk rating is Relatively Low. This means Hamilton County faces higher natural disaster risk than the typical county in Indiana.

Yes, Hamilton County's tornado risk is at the 97th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Hamilton County is at the 91th percentile.

FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.

Hamilton County's composite risk score of 89th percentile is above the Indiana state average of 46th percentile. This elevated risk is driven by tornado exposure (97th percentile), along with flooding and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.