Morgan County Disaster Risk

Morgan County has a FEMA National Risk Index rating of Relatively Low, placing it in the 63th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.

Morgan County is evaluated for five major natural hazard types: tornado (78th percentile), earthquake (72th percentile), flooding (71th percentile), wildfire (23th percentile), hurricane (10th percentile). The highest-risk hazard is tornado at the 78th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.

Morgan County's composite risk percentile is 63th, compared to the Indiana state average of 46th percentile. The state's overall risk rating is Relatively Low. This means Morgan County faces higher natural disaster risk than the typical county in Indiana.

Yes, Morgan County's tornado risk is at the 78th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Morgan County is at the 71th percentile.

FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.

Morgan County's composite risk score of 63th percentile is above the Indiana state average of 46th percentile. This elevated risk is driven by tornado exposure (78th percentile), along with earthquake and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.