Steuben County Disaster Risk

Steuben County, Indiana

FEMA Risk Rating

Very Low

National Percentile

27th

of 3,144 counties

State Rank

#67

of 92 (1 = highest risk)

Flood Risk

38th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 38% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 13% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 60% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 44% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 28% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Steuben County, IN?
Steuben County has a FEMA National Risk Index rating of Very Low, placing it in the 27th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Steuben County?
Steuben County is evaluated for five major natural hazard types: tornado (60th percentile), earthquake (44th percentile), flooding (38th percentile), hurricane (28th percentile), wildfire (13th percentile). The highest-risk hazard is tornado at the 60th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Steuben County risk compare to the Indiana average?
Steuben County's composite risk percentile is 27th, compared to the Indiana state average of 46th percentile. The state's overall risk rating is Relatively Low. This means Steuben County faces lower natural disaster risk than the typical county in Indiana.
Is Steuben County at risk for tornado?
Yes, Steuben County's tornado risk is at the 60th percentile nationally. This is above the national median. For flooding specifically, Steuben County is at the 38th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Steuben County a safe place to live?
Steuben County's composite risk score of 27th percentile is below the Indiana state average of 46th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is tornado at the 60th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.