riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Adair County Disaster Risk

Adair County, Iowa

FEMA Risk Rating

Relatively Low

National Percentile

49th

of 3,144 counties

State Rank

#28

of 99 (1 = highest risk)

Flood Risk

24th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 24% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 34% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 62% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 12% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 15% of US counties

Risk Overview

About Natural Disaster Risk in Adair County, Iowa

Adair's Risk: Above Average but Manageable

Adair County scores 49.49 on the composite risk scale, placing it in the Relatively Low category—but still above Iowa's state average of 39.68. This means Adair residents face more natural disaster exposure than most Iowans, though the overall risk remains moderate compared to high-hazard counties nationwide.

Mid-Tier Risk Among Iowa Counties

Adair ranks in the middle of Iowa's risk distribution, sitting above the state average composite score. While the county faces notable tornado and wildfire exposure, it avoids the extreme hazard profiles of its highest-risk neighbors to the east.

Adair Sits Between Lower and Higher Risk

Neighboring Adams County is significantly safer with a score of 20.36, while Appanoose County to the south carries substantially more risk at 41.19. Audubon County to the west mirrors Adair's profile at 38.58, making Adair among the more exposed communities in this rural region.

Tornadoes and Wildfires Lead Hazards

Tornadoes pose Adair's greatest single threat with a risk score of 62.37, well above the state average. Wildfire risk ranks second at 34.06, while flood exposure remains manageable at 23.79, giving residents clear priorities for preparedness planning.

Prepare for Storm and Fire Season

Adair homeowners should prioritize comprehensive wind and tornado coverage as part of their insurance portfolio, plus discuss wildfire risk with their agents despite rural location. A documented emergency plan—including safe room identification and evacuation routes—can save lives when severe weather strikes.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Adair County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    62th percentile
  2. #2
    WildfirePrepare
    34th percentile
  3. #3
    FloodPrepare
    24th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Adair County

Risk Verdict

Natural hazard pressure in Adair County is below the national midpoint, with a composite score at the 49th percentile. Adair County residents can take confidence from a 49th percentile ranking, but even lower-risk counties benefit from a practiced household communication plan and awareness of the specific hazards listed above.

Hazard Breakdown

Tornado risk is Adair County's dominant natural hazard, ranked at the 62th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 34th percentile nationally. Additional tracked hazards include flood (24th percentile), hurricane (15th percentile), earthquake (12th percentile).

Preparedness Context

With tornado ranked at the 62th percentile nationally, Adair County sits in a high-exposure zone where the difference between outcomes often comes down to proximity to a reinforced interior shelter and seconds of warning time. Wildfire is the second hazard driver for Adair County at the 34th percentile nationally, meaning households should maintain awareness of both severe-weather and wildfire-specific warning systems. For Adair County households, safe rooms certified to FEMA 320/361 standards offer the highest protection during a direct tornado hit; households without a safe room should locate the innermost lowest-floor room in their building and practice the route to it before storm season.

Regional Context

Adair County is 9.8 composite risk points above the Iowa average, indicating that residents face greater natural hazard exposure than most of their in-state neighbors.

Is your household prepared for Adair County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Adair County, IA?
Adair County has a FEMA National Risk Index rating of Relatively Low, placing it in the 49th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Adair County?
Adair County is evaluated for five major natural hazard types: tornado (62th percentile), wildfire (34th percentile), flooding (24th percentile), hurricane (15th percentile), earthquake (12th percentile). The highest-risk hazard is tornado at the 62th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Adair County risk compare to the Iowa average?
Adair County's composite risk percentile is 49th, compared to the Iowa state average of 40th percentile. The state's overall risk rating is Very Low. This means Adair County faces higher natural disaster risk than the typical county in Iowa.
Is Adair County at risk for tornado?
Yes, Adair County's tornado risk is at the 62th percentile nationally. This is above the national median. For flooding specifically, Adair County is at the 24th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Adair County higher risk than average?
Adair County's composite risk score of 49th percentile is above the Iowa state average of 40th percentile. This elevated risk is driven by tornado exposure (62th percentile). Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.