riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Clinton County Disaster Risk

Clinton County, Iowa

FEMA Risk Rating

Relatively Low

National Percentile

65th

of 3,144 counties

State Rank

#11

of 99 (1 = highest risk)

Flood Risk

67th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 67% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 50% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 79% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 45% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 14% of US counties

Risk Overview

About Natural Disaster Risk in Clinton County, Iowa

Clinton County faces above-average risk

Clinton's composite risk score of 64.82 substantially exceeds Iowa's state average of 39.68, placing it among the nation's more hazard-exposed counties. This east-central Iowa county confronts multiple significant natural disaster threats.

Among Iowa's riskiest counties

Clinton ranks in the top tier of Iowa's 99 counties by composite risk with its 64.82 score. Only a handful of Iowa counties face comparable overall hazard exposure, making Clinton notably vulnerable.

Significantly riskier than surrounding counties

Clinton's 64.82 score far exceeds nearby Clayton (42.21) and Dubuque counties, reflecting its unique vulnerability to multiple hazard types. Its position along the Mississippi River and active seismic zone drives this elevated exposure.

Tornado, flood, and earthquake converge

Clinton faces tornado risk of 79.04, flood risk of 66.92, and the state's highest earthquake risk of 45.42—a rare convergence of major hazards. Wildfire risk (50.06) also exceeds state averages, creating multifaceted exposure.

Comprehensive insurance essential

Clinton residents must layer multiple protections: windstorm coverage for tornadoes, flood insurance for recurring water events, and earthquake insurance for seismic risk. A reinforced basement shelter provides critical tornado protection in this high-exposure county.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Clinton County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    79th percentile
  2. #2
    FloodPrepare
    67th percentile
  3. #3
    WildfirePrepare
    50th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Clinton County

Risk Verdict

At the 65th percentile nationally, Clinton County experiences a manageable level of natural hazard risk that falls below the U.S. median. Clinton County's risk profile calls for targeted preparedness, focusing on the hazard categories that dominate the county's score.

Hazard Breakdown

Tornado risk is Clinton County's dominant natural hazard, ranked at the 79th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 67th percentile nationally. Additional tracked hazards include wildfire (50th percentile), earthquake (45th percentile), hurricane (14th percentile).

Preparedness Context

Clinton County's primary hazard, tornado, ranks at the 79th percentile nationally. In Clinton County, mobile homes and manufactured housing face significantly higher tornado risk than site-built structures; residents in these homes should identify the nearest permanent community shelter in advance. Alongside tornado exposure, flood at the 67th percentile nationally means Clinton County households face multi-hazard severe-weather seasons that benefit from a single integrated emergency plan covering both threats. The highest-risk window for tornado fatalities is overnight, when Clinton County residents may be asleep. A NOAA weather radio with overnight alert capability is the single most impactful low-cost preparedness step available to Clinton County households.

Regional Context

Clinton County falls 25.1 points above Iowa's typical county risk level, which means the hazard environment here is notably more demanding than the state baseline.

Is your household prepared for Clinton County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Clinton County, IA?
Clinton County has a FEMA National Risk Index rating of Relatively Low, placing it in the 65th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Clinton County?
Clinton County is evaluated for five major natural hazard types: tornado (79th percentile), flooding (67th percentile), wildfire (50th percentile), earthquake (45th percentile), hurricane (14th percentile). The highest-risk hazard is tornado at the 79th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Clinton County risk compare to the Iowa average?
Clinton County's composite risk percentile is 65th, compared to the Iowa state average of 40th percentile. The state's overall risk rating is Very Low. This means Clinton County faces higher natural disaster risk than the typical county in Iowa.
Is Clinton County at risk for tornado?
Yes, Clinton County's tornado risk is at the 79th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Clinton County is at the 67th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Clinton County higher risk than average?
Clinton County's composite risk score of 65th percentile is above the Iowa state average of 40th percentile. This elevated risk is driven by tornado exposure (79th percentile), along with flooding and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.