riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Mahaska County Disaster Risk

Mahaska County, Iowa

FEMA Risk Rating

Very Low

National Percentile

30th

of 3,144 counties

State Rank

#65

of 99 (1 = highest risk)

Flood Risk

36th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 36% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 42% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 55% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 29% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 11% of US counties

Risk Overview

About Natural Disaster Risk in Mahaska County, Iowa

Mahaska County maintains very low risk

Mahaska County's composite risk score of 29.74 sits 25 percent below Iowa's state average of 39.68, placing it solidly in the very low risk category. This favorable positioning means residents face substantially fewer natural disaster threats than the typical Iowan.

Among Iowa's safer half of counties

Mahaska ranks in the lower half of Iowa's 99 counties for natural disaster risk, with most hazard exposures running below state average. This safety profile reflects the county's geographic position and weather patterns that spare it from the state's most intense natural hazards.

Comparable to nearby Lucas and Marion

Mahaska's 29.74 score closely aligns with Lucas County (29.68) and sits only slightly below Marion County (34.35), creating a band of relatively safe south-central counties. All three rank substantially below Marshall County (62.47) to the north, illustrating the hazard gradient across the region.

Tornadoes and floods pose modest threats

Tornado risk of 54.64 is your highest exposure, though still comfortably below state average. Flood risk of 36.42 and wildfire risk of 42.37 follow close behind, creating a balanced but manageable threat profile.

Standard homeowners policy works well

Your low-risk profile means basic homeowners insurance offers solid protection without premium customization for most properties. Confirm your policy includes wind and hail coverage for tornado exposure, and review coverage limits periodically to keep pace with home values.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Mahaska County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    55th percentile
  2. #2
    WildfirePrepare
    42th percentile
  3. #3
    FloodPrepare
    36th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Mahaska County

Risk Verdict

Natural disaster exposure in Mahaska County is lower than roughly three-quarters of U.S. counties, with a composite score at the 30th percentile. Residents of Mahaska County can use the 30th percentile ranking as a baseline, while recognizing that individual properties may still lie in specific hazard zones that differ from the county average.

Hazard Breakdown

Tornado risk is Mahaska County's dominant natural hazard, ranked at the 55th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 42th percentile nationally. Additional tracked hazards include flood (36th percentile), earthquake (29th percentile), hurricane (11th percentile).

Preparedness Context

Ranked at the 55th percentile nationally for tornado risk, Mahaska County is in a zone where storm shelters have the highest per-dollar protective value of any mitigation investment. Mahaska County's county shelter map is typically available through the local emergency management office. Alongside tornado exposure, wildfire at the 42th percentile nationally means Mahaska County households face multi-hazard severe-weather seasons that benefit from a single integrated emergency plan covering both threats. Mahaska County residents can check the county's emergency management website for community shelter locations nearest their address — a step worth completing now, not during a warning.

Regional Context

Mahaska County is 9.9 composite risk points below the Iowa state mean, meaning most other Iowa counties face higher natural hazard exposure.

Is your household prepared for Mahaska County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Mahaska County, IA?
Mahaska County has a FEMA National Risk Index rating of Very Low, placing it in the 30th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Mahaska County?
Mahaska County is evaluated for five major natural hazard types: tornado (55th percentile), wildfire (42th percentile), flooding (36th percentile), earthquake (29th percentile), hurricane (11th percentile). The highest-risk hazard is tornado at the 55th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Mahaska County risk compare to the Iowa average?
Mahaska County's composite risk percentile is 30th, compared to the Iowa state average of 40th percentile. The state's overall risk rating is Very Low. This means Mahaska County faces lower natural disaster risk than the typical county in Iowa.
Is Mahaska County at risk for tornado?
Yes, Mahaska County's tornado risk is at the 55th percentile nationally. This is above the national median. For flooding specifically, Mahaska County is at the 36th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Mahaska County a safe place to live?
Mahaska County's composite risk score of 30th percentile is below the Iowa state average of 40th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is tornado at the 55th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.