riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Anderson County Disaster Risk

Anderson County, Kentucky

FEMA Risk Rating

Very Low

National Percentile

26th

of 3,144 counties

State Rank

#93

of 120 (1 = highest risk)

Flood Risk

34th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 34% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 8% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 64% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 49% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 19% of US counties

Risk Overview

About Natural Disaster Risk in Anderson County, Kentucky

Anderson stands among nation's safest counties

Anderson County's composite risk score of 26.34 and Very Low rating place it in the bottom tier of U.S. natural disaster risk. The county benefits from exceptionally low exposure across wildfire, earthquake, and hurricane threats.

Kentucky's second-safest county overall

Only Bath County (13.71) ranks lower than Anderson's 26.34 composite score among all Kentucky counties, placing it second safest statewide. This compares dramatically to the state average of 44.21.

Anderson anchors the state's safest region

Anderson County (26.34) ranks alongside Bath County (13.71) and Allen County (33.33) as the state's three lowest-risk counties. The trio demonstrates that central Kentucky offers exceptional natural disaster safety.

Tornado risk exceeds all other hazards

Tornado risk at 64.19 is the dominant threat in Anderson County, though it remains below several neighboring counties' tornado exposure. All other hazards—flood (34.38), earthquake (49.46), and hurricane (18.56)—rank substantially lower.

Tornado coverage should be your focus

Verify your homeowners policy explicitly covers tornado damage, as this is Anderson's primary natural hazard threat. A household tornado safety plan and reliable weather alerts provide practical protection layers.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Anderson County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    64th percentile
  2. #2
    EarthquakePrepare
    49th percentile
  3. #3
    FloodPrepare
    34th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Anderson County

Risk Verdict

Anderson County carries a low natural disaster risk burden, scoring at the 26th percentile under the FEMA National Risk Index. A 26th percentile score positions Anderson County among the nation's lower-risk counties, a genuinely favorable outcome — one that simple, low-cost preparedness habits can reinforce further.

Hazard Breakdown

Tornado risk is Anderson County's dominant natural hazard, ranked at the 64th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 49th percentile nationally. Additional tracked hazards include flood (34th percentile), hurricane (19th percentile), wildfire (8th percentile).

Preparedness Context

Anderson County's primary hazard, tornado, ranks at the 64th percentile nationally. In Anderson County, mobile homes and manufactured housing face significantly higher tornado risk than site-built structures; residents in these homes should identify the nearest permanent community shelter in advance. Earthquake is the second hazard driver for Anderson County at the 49th percentile nationally, meaning households should maintain awareness of both severe-weather and earthquake-specific warning systems. The highest-risk window for tornado fatalities is overnight, when Anderson County residents may be asleep. A NOAA weather radio with overnight alert capability is the single most impactful low-cost preparedness step available to Anderson County households.

Regional Context

Compared to the Kentucky county average, Anderson County's composite score runs 17.9 points lower — a gap that reflects the county's relatively modest hazard profile within its state context.

Is your household prepared for Anderson County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Anderson County, KY?
Anderson County has a FEMA National Risk Index rating of Very Low, placing it in the 26th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Anderson County?
Anderson County is evaluated for five major natural hazard types: tornado (64th percentile), earthquake (49th percentile), flooding (34th percentile), hurricane (19th percentile), wildfire (8th percentile). The highest-risk hazard is tornado at the 64th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Anderson County risk compare to the Kentucky average?
Anderson County's composite risk percentile is 26th, compared to the Kentucky state average of 44th percentile. The state's overall risk rating is Relatively Low. This means Anderson County faces lower natural disaster risk than the typical county in Kentucky.
Is Anderson County at risk for tornado?
Yes, Anderson County's tornado risk is at the 64th percentile nationally. This is above the national median. For flooding specifically, Anderson County is at the 34th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Anderson County a safe place to live?
Anderson County's composite risk score of 26th percentile is below the Kentucky state average of 44th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is tornado at the 64th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.