riskbycounty
FEMA National Risk Index

Monroe County Disaster Risk

Monroe County, Kentucky

FEMA Risk Rating

Very Low

National Percentile

27th

of 3,144 counties

State Rank

#92

of 120 (1 = highest risk)

Flood Risk

34th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 34% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 11% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 53% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 64% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 43% of US counties

Risk Advisory: Monroe County

Risk Verdict

Monroe County has a very low overall disaster risk profile, scoring in the 27th percentile nationally. This county is among the safer counties in the United States from a natural disaster perspective, though no area is entirely risk-free.

Hazard Breakdown

Earthquake risk is the dominant hazard for Monroe County, scoring in the 64th percentile nationally. It is followed by tornado risk at the 53th percentile. Additional hazards include hurricane (43th), flood (34th), wildfire (11th).

Preparedness Context

With earthquake risk as the top concern, Monroe County residents should secure heavy furniture and appliances, know how to shut off utilities, and keep emergency supplies accessible. Secondary risks such as tornado also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Monroe County is notably safer than the average county in Kentucky. Its composite risk score is 17.6 points lower than the state average, indicating below-average exposure to natural hazards relative to other counties in the state.

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Frequently Asked Questions

What is the natural disaster risk in Monroe County, KY?
Monroe County has a FEMA National Risk Index rating of Very Low, placing it in the 27th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Monroe County?
Monroe County is evaluated for five major natural hazard types: earthquake (64th percentile), tornado (53th percentile), hurricane (43th percentile), flooding (34th percentile), wildfire (11th percentile). The highest-risk hazard is earthquake at the 64th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Monroe County risk compare to the Kentucky average?
Monroe County's composite risk percentile is 27th, compared to the Kentucky state average of 44th percentile. The state's overall risk rating is Relatively Low. This means Monroe County faces lower natural disaster risk than the typical county in Kentucky.
Is Monroe County at risk for earthquake?
Yes, Monroe County's earthquake risk is at the 64th percentile nationally. This is above the national median. For flooding specifically, Monroe County is at the 34th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Monroe County a safe place to live?
Monroe County's composite risk score of 27th percentile is below the Kentucky state average of 44th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is earthquake at the 64th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Counties with Similar Risk

Anderson County

Kentucky

-0.3

Very Low

26th percentile

Simpson County

Kentucky

+0.3

Very Low

27th percentile

Livingston County

Kentucky

+0.5

Very Low

27th percentile

By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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