riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Powell County Disaster Risk

Powell County, Kentucky

FEMA Risk Rating

Very Low

National Percentile

31th

of 3,144 counties

State Rank

#79

of 120 (1 = highest risk)

Flood Risk

51th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 51% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 43% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 37% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 38% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 35% of US counties

Risk Overview

About Natural Disaster Risk in Powell County, Kentucky

Powell County faces minimal national disaster risk

Powell County's composite risk score of 31.20 ranks it as very low risk, well below both the national median and Kentucky's state average of 44.21. This favorable rating reflects relatively balanced exposure across hazard types with no extreme concentrations in any single threat.

Among Kentucky's safest counties for natural disasters

Powell County ranks in the lower quartile of Kentucky's 120 counties for composite disaster risk at 31.20, placing it among the state's safest communities. The county benefits from a geographic position that minimizes exposure to severe earthquake, hurricane, and tornado activity.

Powell County enjoys relative safety in its region

Powell County's 31.20 score places it squarely in the lower-risk tier alongside Rockcastle County (36.13) and Russell County (31.87), making the immediate region one of Kentucky's safer areas. This contrasts sharply with Pike County to the east (87.88) and Perry County to the southeast (73.22), which carry substantially higher vulnerability.

Moderate flood exposure Powell's primary concern

Powell County's highest risk score is flood risk at 51.37, still below state average and manageable with standard precautions and awareness. Wildfire risk (43.19), tornado risk (37.12), and earthquake risk (37.82) all remain well below concerning thresholds, making Powell one of the state's more resilient counties.

Standard preparedness sufficient for Powell County

Powell County residents benefit from relatively low composite disaster risk and can maintain standard homeowners insurance with baseline emergency preparedness. Families should still maintain a basic disaster kit and understand local evacuation routes, particularly for properties near streams or in drainage-prone areas where flood risk peaks.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Powell County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    51th percentile
  2. #2
    WildfirePrepare
    43th percentile
  3. #3
    EarthquakePrepare
    38th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Powell County

Risk Verdict

Powell County sits in the lower tier of U.S. counties for natural disaster exposure, ranked at the 31th percentile nationally. At the 31th percentile, Powell County's risk profile is among the more manageable in the country — the hazard-specific breakdown above shows where any remaining preparedness focus is best directed.

Hazard Breakdown

Flood risk is Powell County's dominant natural hazard, ranked at the 51th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 43th percentile nationally. Additional tracked hazards include earthquake (38th percentile), tornado (37th percentile), hurricane (35th percentile).

Preparedness Context

With flood risk ranking at the 51th percentile nationally, Powell County residents face one of the most financially damaging hazards without specialized coverage. Flood insurance through the NFIP or a private carrier is worth evaluating regardless of current mortgage requirements. Secondary wildfire exposure at the 43th percentile adds a second preparedness layer; households should review coverage options and alert sign-up for both hazard types. Registering for Powell County's county emergency alert system — typically through the county emergency management office's website — ensures households receive early warning when flood events develop faster than forecast.

Regional Context

Powell County falls 13.0 points below Kentucky's typical county risk level, making it one of the safer natural-hazard environments in the state.

Is your household prepared for Powell County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Powell County, KY?
Powell County has a FEMA National Risk Index rating of Very Low, placing it in the 31th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Powell County?
Powell County is evaluated for five major natural hazard types: flooding (51th percentile), wildfire (43th percentile), earthquake (38th percentile), tornado (37th percentile), hurricane (35th percentile). The highest-risk hazard is flooding at the 51th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Powell County risk compare to the Kentucky average?
Powell County's composite risk percentile is 31th, compared to the Kentucky state average of 44th percentile. The state's overall risk rating is Relatively Low. This means Powell County faces lower natural disaster risk than the typical county in Kentucky.
Is Powell County at risk for flooding?
Yes, Powell County's flooding risk is at the 51th percentile nationally. This is above the national median.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Powell County a safe place to live?
Powell County's composite risk score of 31th percentile is below the Kentucky state average of 44th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is flooding at the 51th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.