riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Scott County Disaster Risk

Scott County, Kentucky

FEMA Risk Rating

Relatively Low

National Percentile

56th

of 3,144 counties

State Rank

#35

of 120 (1 = highest risk)

Flood Risk

58th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 58% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 15% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 81% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 75% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 37% of US counties

Risk Overview

About Natural Disaster Risk in Scott County, Kentucky

Scott County's disaster risk compared nationally

Scott County scores 56.08 on the composite risk scale, earning a Relatively Low rating—above the state average of 44.21 but well below the most hazard-prone U.S. counties. This means Scott faces moderate natural disaster threats, but residents enjoy better protection than many regions nationwide.

Where Scott ranks among Kentucky counties

Scott County's composite risk score of 56.08 places it in the higher-risk tier within Kentucky, driven primarily by strong tornado and earthquake exposure. Among the state's 120 counties, Scott faces notably higher hazard exposure than most of its neighbors.

How Scott compares to nearby counties

Scott's 56.08 composite risk score exceeds Shelby County's 61.86 and Trimble County's 11.90, reflecting moderately elevated tornado and earthquake threats. Compared to Todd County (28.56) and Taylor County (38.71), Scott residents face substantially greater disaster risk across multiple hazard types.

Scott's top two natural disaster threats

Tornadoes pose the biggest risk to Scott County residents, with a tornado risk score of 80.53—far exceeding the state average. Earthquakes rank second at 75.45, making Scott particularly vulnerable to ground shaking during seismic events.

Secure your Scott County home today

Given Scott's elevated tornado and earthquake exposure, homeowners should prioritize comprehensive coverage beyond standard policies. Consider reviewing your flood insurance options as well, since Scott's flood risk score of 58.14 indicates real exposure to water-related damage.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Scott County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    81th percentile
  2. #2
    EarthquakePrepare
    75th percentile
  3. #3
    FloodPrepare
    58th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Scott County

Risk Verdict

Scott County sits below the national average for natural disaster exposure, ranking at the 56th percentile across all U.S. counties. Understanding the specific hazards behind Scott County's ranking helps residents prioritize where to direct emergency planning efforts.

Hazard Breakdown

Tornado risk is Scott County's dominant natural hazard, ranked at the 81th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 75th percentile nationally. Additional tracked hazards include flood (58th percentile), hurricane (37th percentile), wildfire (15th percentile).

Preparedness Context

Ranked at the 81th percentile nationally for tornado risk, Scott County is in a zone where storm shelters have the highest per-dollar protective value of any mitigation investment. Scott County's county shelter map is typically available through the local emergency management office. Earthquake is the second hazard driver for Scott County at the 75th percentile nationally, meaning households should maintain awareness of both severe-weather and earthquake-specific warning systems. Scott County residents can check the county's emergency management website for community shelter locations nearest their address — a step worth completing now, not during a warning.

Regional Context

A composite score 11.9 points above the Kentucky state average puts Scott County in a higher-risk category than most counties in the state.

Is your household prepared for Scott County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Scott County, KY?
Scott County has a FEMA National Risk Index rating of Relatively Low, placing it in the 56th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Scott County?
Scott County is evaluated for five major natural hazard types: tornado (81th percentile), earthquake (75th percentile), flooding (58th percentile), hurricane (37th percentile), wildfire (15th percentile). The highest-risk hazard is tornado at the 81th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Scott County risk compare to the Kentucky average?
Scott County's composite risk percentile is 56th, compared to the Kentucky state average of 44th percentile. The state's overall risk rating is Relatively Low. This means Scott County faces higher natural disaster risk than the typical county in Kentucky.
Is Scott County at risk for tornado?
Yes, Scott County's tornado risk is at the 81th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Scott County is at the 58th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Scott County higher risk than average?
Scott County's composite risk score of 56th percentile is above the Kentucky state average of 44th percentile. This elevated risk is driven by tornado exposure (81th percentile), along with earthquake and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.