riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Taylor County Disaster Risk

Taylor County, Kentucky

FEMA Risk Rating

Very Low

National Percentile

39th

of 3,144 counties

State Rank

#67

of 120 (1 = highest risk)

Flood Risk

41th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 41% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 8% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 69% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 67% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 38% of US counties

Risk Overview

About Natural Disaster Risk in Taylor County, Kentucky

Taylor County's disaster risk compared nationally

Taylor County scores 38.71 on the composite risk scale, earning a Very Low rating and falling below Kentucky's state average of 44.21. This positions Taylor as a relatively safe county compared to many American communities.

Where Taylor ranks among Kentucky counties

Taylor County's composite risk score of 38.71 places it in Kentucky's safer tier, with below-average exposure to major hazards. Taylor residents benefit from substantially lower natural disaster risk than the state median.

How Taylor compares to nearby counties

Taylor's 38.71 score sits safely below Scott County (56.08) and Shelby County (61.86), but above Spencer County (13.33) and Todd County (28.56). Taylor occupies a moderate position within the regional risk landscape, offering reasonable protection compared to higher-risk neighbors.

Taylor's primary natural disaster threats

Tornadoes pose Taylor's greatest hazard risk at 68.89, warranting serious preparedness attention. Earthquakes rank second at 67.21, creating secondary but meaningful ground-shaking exposure.

Prepare Taylor County homes thoughtfully

Taylor's moderate tornado and earthquake risks suggest adding wind and earthquake coverage to standard homeowners policies. Flood insurance is also worth reviewing, given Taylor's 40.62 flood risk score indicating real water damage potential.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Taylor County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    69th percentile
  2. #2
    EarthquakePrepare
    67th percentile
  3. #3
    FloodPrepare
    41th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Taylor County

Risk Verdict

Taylor County's natural disaster risk is among the lowest in the country, with a composite score at the 39th percentile nationally. At the 39th percentile, Taylor County's risk profile is among the more manageable in the country — the hazard-specific breakdown above shows where any remaining preparedness focus is best directed.

Hazard Breakdown

Tornado risk is Taylor County's dominant natural hazard, ranked at the 69th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 67th percentile nationally. Additional tracked hazards include flood (41th percentile), hurricane (38th percentile), wildfire (8th percentile).

Preparedness Context

Tornado risk is Taylor County's top-ranked natural hazard at the 69th percentile nationally. For Taylor County households, the most protective action available is identifying a reinforced interior room on the lowest floor — a bathroom, closet, or central hallway away from windows. Alongside tornado exposure, earthquake at the 67th percentile nationally means Taylor County households face multi-hazard severe-weather seasons that benefit from a single integrated emergency plan covering both threats. A battery-powered NOAA All Hazards weather radio with an auto-alert tone is the highest-leverage single item for tornado preparedness in Taylor County, since it delivers warnings even when power is out and phone networks are congested.

Regional Context

The Kentucky county average exceeds Taylor County's score by 5.5 composite points — placing this county in the lower-risk tier relative to its in-state peers.

Is your household prepared for Taylor County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Taylor County, KY?
Taylor County has a FEMA National Risk Index rating of Very Low, placing it in the 39th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Taylor County?
Taylor County is evaluated for five major natural hazard types: tornado (69th percentile), earthquake (67th percentile), flooding (41th percentile), hurricane (38th percentile), wildfire (8th percentile). The highest-risk hazard is tornado at the 69th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Taylor County risk compare to the Kentucky average?
Taylor County's composite risk percentile is 39th, compared to the Kentucky state average of 44th percentile. The state's overall risk rating is Relatively Low. This means Taylor County faces lower natural disaster risk than the typical county in Kentucky.
Is Taylor County at risk for tornado?
Yes, Taylor County's tornado risk is at the 69th percentile nationally. This is above the national median. For flooding specifically, Taylor County is at the 41th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Taylor County a safe place to live?
Taylor County's composite risk score of 39th percentile is below the Kentucky state average of 44th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is tornado at the 69th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.