riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Trimble County Disaster Risk

Trimble County, Kentucky

FEMA Risk Rating

Very Low

National Percentile

12th

of 3,144 counties

State Rank

#115

of 120 (1 = highest risk)

Flood Risk

23th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 23% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 4% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 53% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 28% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 14% of US counties

Risk Overview

About Natural Disaster Risk in Trimble County, Kentucky

Trimble County's disaster risk compared nationally

Trimble County scores 11.90 on the composite risk scale, earning a Very Low rating that ranks among America's safest counties for natural disaster exposure. Trimble residents enjoy exceptional protection from major hazards nationwide.

Where Trimble ranks among Kentucky counties

Trimble County's composite risk score of 11.90 ranks it as Kentucky's lowest-risk county in this analysis, far below the state average of 44.21. Few Kentucky counties offer comparable natural disaster protection.

How Trimble compares to nearby counties

Trimble's 11.90 score makes it the safest county in this comparison group, beating Spencer County (13.33) and dramatically outpacing Scott County (56.08) and Shelby County (61.86). Trimble residents face the lowest disaster risk among all surrounding counties.

Trimble's minimal natural disaster exposure

Tornadoes represent Trimble's highest hazard risk at 52.58, well below concerning thresholds. Trimble's consistently low scores across all major hazard types—earthquakes at 27.96, floods at 23.47—reflect genuine community protection.

Standard coverage suits Trimble County well

Trimble's exceptionally low disaster risk profile means basic homeowners insurance provides comprehensive protection for residents. Standard policies offer adequate coverage across all major natural hazards in Trimble County.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Trimble County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    53th percentile
  2. #2
    EarthquakePrepare
    28th percentile
  3. #3
    FloodPrepare
    23th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Trimble County

Risk Verdict

Natural disaster exposure in Trimble County is lower than roughly three-quarters of U.S. counties, with a composite score at the 12th percentile. Residents of Trimble County can use the 12th percentile ranking as a baseline, while recognizing that individual properties may still lie in specific hazard zones that differ from the county average.

Hazard Breakdown

Tornado risk is Trimble County's dominant natural hazard, ranked at the 53th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 28th percentile nationally. Additional tracked hazards include flood (23th percentile), hurricane (14th percentile), wildfire (4th percentile).

Preparedness Context

Ranked at the 53th percentile nationally for tornado risk, Trimble County is in a zone where storm shelters have the highest per-dollar protective value of any mitigation investment. Trimble County's county shelter map is typically available through the local emergency management office. Alongside tornado exposure, earthquake at the 28th percentile nationally means Trimble County households face multi-hazard severe-weather seasons that benefit from a single integrated emergency plan covering both threats. Trimble County residents can check the county's emergency management website for community shelter locations nearest their address — a step worth completing now, not during a warning.

Regional Context

Trimble County is 32.3 composite risk points below the Kentucky state mean, meaning most other Kentucky counties face higher natural hazard exposure.

Is your household prepared for Trimble County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Trimble County, KY?
Trimble County has a FEMA National Risk Index rating of Very Low, placing it in the 12th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Trimble County?
Trimble County is evaluated for five major natural hazard types: tornado (53th percentile), earthquake (28th percentile), flooding (23th percentile), hurricane (14th percentile), wildfire (4th percentile). The highest-risk hazard is tornado at the 53th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Trimble County risk compare to the Kentucky average?
Trimble County's composite risk percentile is 12th, compared to the Kentucky state average of 44th percentile. The state's overall risk rating is Relatively Low. This means Trimble County faces lower natural disaster risk than the typical county in Kentucky.
Is Trimble County at risk for tornado?
Yes, Trimble County's tornado risk is at the 53th percentile nationally. This is above the national median. For flooding specifically, Trimble County is at the 23th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Trimble County a safe place to live?
Trimble County's composite risk score of 12th percentile is below the Kentucky state average of 44th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is tornado at the 53th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.