Baltimore city Disaster Risk

Baltimore city, Maryland

FEMA Risk Rating

Relatively High

National Percentile

95th

of 3,144 counties

State Rank

#1

of 24 (1 = highest risk)

Flood Risk

94th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 94% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 24% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively High

Higher than 95% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 93% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 92% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Baltimore city, MD?
Baltimore city has a FEMA National Risk Index rating of Relatively High, placing it in the 95th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Baltimore city?
Baltimore city is evaluated for five major natural hazard types: tornado (95th percentile), flooding (94th percentile), earthquake (93th percentile), hurricane (92th percentile), wildfire (24th percentile). The highest-risk hazard is tornado at the 95th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Baltimore city risk compare to the Maryland average?
Baltimore city's composite risk percentile is 95th, compared to the Maryland state average of 60th percentile. The state's overall risk rating is Relatively Low. This means Baltimore city faces higher natural disaster risk than the typical county in Maryland.
Is Baltimore city at risk for tornado?
Yes, Baltimore city's tornado risk is at the 95th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Baltimore city is at the 94th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Baltimore city higher risk than average?
Baltimore city's composite risk score of 95th percentile is above the Maryland state average of 60th percentile. This elevated risk is driven by tornado exposure (95th percentile), along with flooding and earthquake and hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.