Queen Anne's County Disaster Risk
Queen Anne's County, Maryland
FEMA Risk Rating
Very Low
National Percentile
36th
of 3,144 counties
State Rank
#21
of 24 (1 = highest risk)
Flood Risk
67th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Relatively Low
Higher than 67% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 60% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 33% of US counties
Earthquake
Seismic activity and ground shaking risk
Relatively Low
Higher than 54% of US counties
Hurricane
Tropical cyclone and hurricane risk
Relatively Low
Higher than 79% of US counties
Risk Overview
About Natural Disaster Risk in Queen Anne's County, Maryland
Queen Anne's enjoys very low disaster risk
Queen Anne's County has a composite risk score of just 35.62, placing it well below both the national average and Maryland's state average of 60.22. The county's 'very low' risk rating reflects relatively modest exposure across most major hazard categories.
Among Maryland's safest counties
Queen Anne's ranks near the bottom of Maryland's risk scale with a score of 35.62, making it one of the state's least vulnerable counties. Only a handful of Maryland counties share similarly low composite risk profiles.
Lower risk than Talbot, higher than Somerset
Queen Anne's (35.62) sits between Talbot County (42.37) and Somerset County (59.57) in the regional risk hierarchy. Its position reflects its Eastern Shore geography, which offers relative protection from some hazards while remaining exposed to hurricane-driven coastal threats.
Hurricanes are your primary exposure
Hurricane risk dominates Queen Anne's hazard profile at 78.51, significantly outpacing other threat categories like flood risk (67.20). While your overall disaster risk remains low, coastal storm surge and wind from Atlantic hurricanes warrant attention despite your generally favorable risk position.
Standard coverage plus hurricane readiness
Your county's low overall risk means standard homeowners insurance generally provides adequate protection for most hazards. However, given your hurricane exposure, ensure your policy includes wind damage coverage and consider flood insurance if your home is in a coastal zone or near water.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Queen Anne's County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Queen Anne's County
Risk Verdict
Compared to the nation's 3,144 counties, Queen Anne's County ranks at the 36th percentile for natural disaster risk — toward the safer end of the spectrum. A preparedness foundation — alert registration, household communication plan, and a basic supply review — costs little and remains valuable even at Queen Anne's County's favorable 36th percentile ranking.
Hazard Breakdown
Hurricane risk is Queen Anne's County's dominant natural hazard, ranked at the 79th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 67th percentile nationally. Additional tracked hazards include wildfire (60th percentile), earthquake (54th percentile), tornado (33th percentile).
Preparedness Context
With hurricane ranked at the 79th percentile nationally, Queen Anne's County sits in a zone where multi-day supply readiness matters: grid outages after landfalling storms can last one to three weeks in heavily affected areas. Flood at the 67th percentile nationally is Queen Anne's County's secondary hazard, often intensified by the same weather systems that produce hurricane conditions. Insurance gaps are the most common post-hurricane financial shock: standard homeowners policies typically exclude flood damage and may have a separate wind deductible. Queen Anne's County households benefit from a pre-season insurance review confirming both wind and flood coverage.
Regional Context
At 24.6 points below the Maryland state average, Queen Anne's County is among the lower-risk counties in the state for natural disaster exposure.
Is your household prepared for Queen Anne's County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Queen Anne's County, MD?
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Is Queen Anne's County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.