Calvert County Disaster Risk

Calvert County, Maryland

FEMA Risk Rating

Very Low

National Percentile

29th

of 3,144 counties

State Rank

#22

of 24 (1 = highest risk)

Flood Risk

59th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 59% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 53% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 17% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 50% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 82% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Calvert County, MD?
Calvert County has a FEMA National Risk Index rating of Very Low, placing it in the 29th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Calvert County?
Calvert County is evaluated for five major natural hazard types: hurricane (82th percentile), flooding (59th percentile), wildfire (53th percentile), earthquake (50th percentile), tornado (17th percentile). The highest-risk hazard is hurricane at the 82th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Calvert County risk compare to the Maryland average?
Calvert County's composite risk percentile is 29th, compared to the Maryland state average of 60th percentile. The state's overall risk rating is Relatively Low. This means Calvert County faces lower natural disaster risk than the typical county in Maryland.
Is Calvert County at risk for hurricane?
Yes, Calvert County's hurricane risk is at the 82th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Calvert County is at the 59th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Calvert County a safe place to live?
Calvert County's composite risk score of 29th percentile is below the Maryland state average of 60th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is hurricane at the 82th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.