riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Barry County Disaster Risk

Barry County, Michigan

FEMA Risk Rating

Relatively Low

National Percentile

46th

of 3,144 counties

State Rank

#49

of 83 (1 = highest risk)

Flood Risk

59th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 59% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 25% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 72% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 35% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 21% of US counties

Risk Overview

About Natural Disaster Risk in Barry County, Michigan

Barry approaches national risk baseline

Barry County scores 45.99 on the composite risk scale, earning a Relatively Low rating that approaches but remains slightly below the national average. The county faces moderate disaster exposure in select hazard categories.

Slightly below Michigan's state average

Barry's composite risk score of 45.99 sits modestly below Michigan's state average of 49.56, placing it among the state's mid-range risk counties. Tornado and flood hazards drive much of the county's exposure.

Riskier than regional peers overall

Barry scores 45.99, substantially exceeding Alpena at 28.34 and markedly higher than Antrim at 25.76. The county carries elevated risk compared to most surrounding counties.

Tornadoes and floods dominate exposure

Barry faces tornado risk of 72.07 and flood risk of 58.87—both well above state averages and the county's primary concerns. Earthquake risk of 35.11 adds a third significant hazard to residents' awareness.

Flood and wind coverage both essential

Barry residents should secure flood insurance given the county's 58.87 flood risk score, particularly those in flood-prone areas. A robust homeowners policy with adequate wind and tornado coverage is critical for the county's 72.07 tornado risk.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Barry County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    72th percentile
  2. #2
    FloodPrepare
    59th percentile
  3. #3
    EarthquakePrepare
    35th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Barry County

Risk Verdict

Natural hazard pressure in Barry County is below the national midpoint, with a composite score at the 46th percentile. A preparedness foundation — alert registration, household communication plan, and a basic supply review — costs little and remains valuable even at Barry County's favorable 46th percentile ranking.

Hazard Breakdown

Tornado risk is Barry County's dominant natural hazard, ranked at the 72th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 59th percentile nationally. Additional tracked hazards include earthquake (35th percentile), wildfire (25th percentile), hurricane (21th percentile).

Preparedness Context

With tornado ranked at the 72th percentile nationally, Barry County sits in a high-exposure zone where the difference between outcomes often comes down to proximity to a reinforced interior shelter and seconds of warning time. Flood is the second hazard driver for Barry County at the 59th percentile nationally, meaning households should maintain awareness of both severe-weather and flood-specific warning systems. For Barry County households, safe rooms certified to FEMA 320/361 standards offer the highest protection during a direct tornado hit; households without a safe room should locate the innermost lowest-floor room in their building and practice the route to it before storm season.

Regional Context

Barry County's risk score is broadly comparable to the Michigan county average, with a 3.6-point gap that places the county near the center of the state's hazard distribution.

Is your household prepared for Barry County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Barry County, MI?
Barry County has a FEMA National Risk Index rating of Relatively Low, placing it in the 46th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Barry County?
Barry County is evaluated for five major natural hazard types: tornado (72th percentile), flooding (59th percentile), earthquake (35th percentile), wildfire (25th percentile), hurricane (21th percentile). The highest-risk hazard is tornado at the 72th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Barry County risk compare to the Michigan average?
Barry County's composite risk percentile is 46th, compared to the Michigan state average of 50th percentile. The state's overall risk rating is Relatively Low. This means Barry County faces lower natural disaster risk than the typical county in Michigan.
Is Barry County at risk for tornado?
Yes, Barry County's tornado risk is at the 72th percentile nationally. This is above the national median. For flooding specifically, Barry County is at the 59th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Barry County a safe place to live?
Barry County's composite risk score of 46th percentile is below the Michigan state average of 50th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is tornado at the 72th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.