Michigan Disaster Risk

Natural disaster risk data for all 83 counties.

Avg FEMA Rating

Relatively Low

Avg Percentile

50th

Counties with Data

83

of 83 total

All Michigan Counties

CountyPercentile
Wayne County99th
Oakland County98th
Macomb County97th
Kent County92th
Genesee County92th
Washtenaw County89th
Saginaw County89th
Ingham County87th
Ottawa County83th
Monroe County82th
St. Clair County82th
Berrien County82th
Kalamazoo County82th
Bay County78th
Jackson County76th
Calhoun County75th
Livingston County73th
Tuscola County73th
Midland County72th
Sanilac County70th
Muskegon County70th
Lenawee County70th
Mecosta County70th
Marquette County70th
Allegan County69th
Eaton County68th
Lapeer County66th
Isabella County66th
Grand Traverse County66th
Shiawassee County62th
Van Buren County60th
Cheboygan County59th
Dickinson County59th
Huron County59th
St. Joseph County59th
Montcalm County57th
Roscommon County57th
Ionia County56th
Iron County55th
Gratiot County54th
Delta County53th
Branch County52th
Hillsdale County50th
Leelanau County48th
Cass County48th
Clare County47th
Newaygo County47th
Clinton County47th
Barry County46th
Menominee County44th
Gladwin County40th
Emmet County38th
Iosco County38th
Manistee County37th
Ogemaw County37th
Wexford County34th
Oceana County34th
Alpena County28th
Chippewa County26th
Antrim County26th
Gogebic County26th
Mason County25th
Houghton County24th
Osceola County24th
Benzie County23th
Charlevoix County22th
Lake County22th
Presque Isle County22th
Kalkaska County21th
Arenac County20th
Otsego County18th
Crawford County18th
Alcona County18th
Montmorency County16th
Oscoda County15th
Missaukee County11th
Baraga County11th
Alger County10th
Mackinac County9th
Schoolcraft County7th
Ontonagon County4th
Luce County3th
Keweenaw County1th

Frequently Asked Questions

Which county in Michigan has the highest natural disaster risk?
Wayne County has the highest natural disaster risk in Michigan, rated Relatively High (99th percentile nationally), based on FEMA National Risk Index data.
Which county in Michigan is the safest from natural disasters?
Keweenaw County has the lowest natural disaster risk in Michigan, rated Very Low (1th percentile nationally), based on FEMA NRI data.
What natural disasters are most common in Michigan?
Michigan counties face varying levels of risk from floods, wildfires, tornadoes, earthquakes, and hurricanes. The FEMA National Risk Index scores each county across 18 hazard types. See individual county pages for detailed hazard breakdowns.
How is natural disaster risk measured by county?
The FEMA National Risk Index (NRI) measures natural disaster risk using expected annual loss, social vulnerability, and community resilience. Scores are normalized nationally, with ratings from Very Low to Very High across 18 natural hazard types.

Protect your home from natural disasters

Compare home and flood insurance quotes from top providers.

Compare Quotes →

Sponsored

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.