riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Macomb County Disaster Risk

Macomb County, Michigan

FEMA Risk Rating

Relatively High

National Percentile

97th

of 3,144 counties

State Rank

#3

of 83 (1 = highest risk)

Flood Risk

97th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively High

Higher than 97% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 42% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively High

Higher than 99% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 84% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 50% of US counties

Risk Overview

About Natural Disaster Risk in Macomb County, Michigan

Macomb County faces higher-than-average disaster risk

With a composite risk score of 96.66 and a "Relatively High" rating, Macomb County ranks among the higher-risk counties nationally. This score nearly double Michigan's state average of 49.56, signaling serious exposure to multiple natural hazards.

Near the top of Michigan's risk rankings

Macomb County's 96.66 score places it among Michigan's highest-risk counties, well above the state average. This positions Macomb residents in a significantly more vulnerable position than most of their fellow Michiganders.

Highest-risk county in Southeast Michigan

Macomb's composite score of 96.66 substantially exceeds nearby Wayne County and Oakland County across multiple hazard categories. Among the Detroit metropolitan area's major counties, Macomb faces the steepest combined disaster risk.

Tornadoes and flooding dominate the threat landscape

Tornado risk (99.30) and flood risk (97.46) represent Macomb County's most dangerous hazards—both scoring in the top tier nationally. Earthquake risk (83.59) also poses significant concern, making this a multi-hazard danger zone for residents.

Comprehensive insurance is essential in Macomb

Macomb County residents must prioritize flood insurance and tornado-resistant reinforcements, as both hazards pose genuine threats to homes and property. Review insurance policies annually, secure a basement shelter or safe room, and maintain emergency supplies for rapid weather events.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Macomb County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    99th percentile
  2. #2
    FloodPrepare
    97th percentile
  3. #3
    EarthquakePrepare
    84th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Macomb County

Risk Verdict

FEMA's National Risk Index places Macomb County at the 97th percentile nationally — in the high-risk bracket for U.S. counties. Residents should prioritize a formal household emergency plan, including evacuation routes, insurance review, and a well-stocked emergency kit.

Hazard Breakdown

Tornado risk is Macomb County's dominant natural hazard, ranked at the 99th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 97th percentile nationally. Additional tracked hazards include earthquake (84th percentile), hurricane (50th percentile), wildfire (42th percentile).

Preparedness Context

With tornado ranked at the 99th percentile nationally, Macomb County sits in a high-exposure zone where the difference between outcomes often comes down to proximity to a reinforced interior shelter and seconds of warning time. Flood is the second hazard driver for Macomb County at the 97th percentile nationally, meaning households should maintain awareness of both severe-weather and flood-specific warning systems. For Macomb County households, safe rooms certified to FEMA 320/361 standards offer the highest protection during a direct tornado hit; households without a safe room should locate the innermost lowest-floor room in their building and practice the route to it before storm season.

Regional Context

Macomb County is 47.1 composite risk points above the Michigan average, indicating that residents face greater natural hazard exposure than most of their in-state neighbors.

Is your household prepared for Macomb County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Macomb County, MI?
Macomb County has a FEMA National Risk Index rating of Relatively High, placing it in the 97th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Macomb County?
Macomb County is evaluated for five major natural hazard types: tornado (99th percentile), flooding (97th percentile), earthquake (84th percentile), hurricane (50th percentile), wildfire (42th percentile). The highest-risk hazard is tornado at the 99th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Macomb County risk compare to the Michigan average?
Macomb County's composite risk percentile is 97th, compared to the Michigan state average of 50th percentile. The state's overall risk rating is Relatively Low. This means Macomb County faces higher natural disaster risk than the typical county in Michigan.
Is Macomb County at risk for tornado?
Yes, Macomb County's tornado risk is at the 99th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Macomb County is at the 97th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Macomb County higher risk than average?
Macomb County's composite risk score of 97th percentile is above the Michigan state average of 50th percentile. This elevated risk is driven by tornado exposure (99th percentile), along with flooding and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.