riskbycounty
FEMA National Risk Index

Ogemaw County Disaster Risk

Ogemaw County, Michigan

FEMA Risk Rating

Very Low

National Percentile

37th

of 3,144 counties

State Rank

#55

of 83 (1 = highest risk)

Flood Risk

43th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 43% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 61% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 36% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 18% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 28% of US counties

Risk Advisory: Ogemaw County

Risk Verdict

Ogemaw County has a very low overall disaster risk profile, scoring in the 37th percentile nationally. This county is among the safer counties in the United States from a natural disaster perspective, though no area is entirely risk-free.

Hazard Breakdown

Wildfire risk is the dominant hazard for Ogemaw County, scoring in the 61th percentile nationally. It is followed by flood risk at the 43th percentile. Additional hazards include tornado (36th), hurricane (28th), earthquake (18th).

Preparedness Context

With wildfire risk as the top concern, Ogemaw County residents should create defensible space around your property, sign up for local emergency alerts, and prepare a go-bag with essential documents and medications. Secondary risks such as flood also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Ogemaw County is notably safer than the average county in Michigan. Its composite risk score is 12.6 points lower than the state average, indicating below-average exposure to natural hazards relative to other counties in the state.

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Frequently Asked Questions

What is the natural disaster risk in Ogemaw County, MI?
Ogemaw County has a FEMA National Risk Index rating of Very Low, placing it in the 37th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Ogemaw County?
Ogemaw County is evaluated for five major natural hazard types: wildfire (61th percentile), flooding (43th percentile), tornado (36th percentile), hurricane (28th percentile), earthquake (18th percentile). The highest-risk hazard is wildfire at the 61th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Ogemaw County risk compare to the Michigan average?
Ogemaw County's composite risk percentile is 37th, compared to the Michigan state average of 50th percentile. The state's overall risk rating is Relatively Low. This means Ogemaw County faces lower natural disaster risk than the typical county in Michigan.
Is Ogemaw County at risk for wildfire?
Yes, Ogemaw County's wildfire risk is at the 61th percentile nationally. This is above the national median. For flooding specifically, Ogemaw County is at the 43th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Ogemaw County a safe place to live?
Ogemaw County's composite risk score of 37th percentile is below the Michigan state average of 50th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 61th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Counties with Similar Risk

Manistee County

Michigan

+0.3

Very Low

37th percentile

Iosco County

Michigan

+0.8

Very Low

38th percentile

Emmet County

Michigan

+1.2

Very Low

38th percentile

By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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