Oscoda County Disaster Risk

Oscoda County, Michigan

FEMA Risk Rating

Very Low

National Percentile

15th

of 3,144 counties

State Rank

#75

of 83 (1 = highest risk)

Flood Risk

26th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 26% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 76% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 23% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 7% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 17% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Oscoda County, MI?
Oscoda County has a FEMA National Risk Index rating of Very Low, placing it in the 15th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Oscoda County?
Oscoda County is evaluated for five major natural hazard types: wildfire (76th percentile), flooding (26th percentile), tornado (23th percentile), hurricane (17th percentile), earthquake (7th percentile). The highest-risk hazard is wildfire at the 76th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Oscoda County risk compare to the Michigan average?
Oscoda County's composite risk percentile is 15th, compared to the Michigan state average of 50th percentile. The state's overall risk rating is Relatively Low. This means Oscoda County faces lower natural disaster risk than the typical county in Michigan.
Is Oscoda County at risk for wildfire?
Yes, Oscoda County's wildfire risk is at the 76th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Oscoda County is at the 26th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Oscoda County a safe place to live?
Oscoda County's composite risk score of 15th percentile is below the Michigan state average of 50th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 76th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.